September 2017

Honest and Trustworthy!

Eric of Denver, CO

Although I was not able to use the services of Legal Advisor Group I felt that I had to write a testimonial for my brief experience with them. I had called in after receiving one of their email advertisements regarding a loan modification. Like most people I decided to give them a call and had a chance to speak with Daniel Shertzer. He was very professional and very to the point with regards to what my situation was and whether or not they could help. I had explained my current circumstances and also let him know I was getting ready to hire a local firm to assist me. I am so glad I made the call and had the opportunity to speak with Daniel. Not only did he save me from throwing away $5,000.00 but he explained to me the exact reason why I would not be eligible for any type of assistance. As frustrating as it was to find out I only had 1 option to save my home. I was very glad to know that there are still people in this industry that are honest and not just trying to make a quick buck. That being said I would HIGHLY recommend contacting Legal Advisor Group if you’re in need of assistance regarding your mortgage.

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Great Company!

Hilda of Anaheim, CA  

I just wanted to take a moment to write about my experience with Legal Advisor Group. I had been trying to refinance my mortgage for several months and continued to get nowhere fast. I had spoken with so many different lending companies that assured me they would help me lower my rate but never came through. I was going through my emails and saw an email from Legal Advisor Group with my banks letter head Bank of America. So I opened it up and saw it was a recent approval for a 3.875% interest rate with a great payment. Initially I thought it was for my loan but after taking a closer look it was for someone else. Anyway I read the information and decided to give them a call. I was put in contact with Daniel Shertzer and explained to him why I was calling. He was very pleasant and explained to me why I received their email. He explained that the email I had received was an example of a recent loan modification they achieved for another homeowner. And also explained Legal Advisor Group sends out weekly examples of what they get for their clients on a weekly basis. After speaking with Daniel and explaining my situation I felt very good. Daniel didn’t sound like the others I had spoken to in the past with regards to him trying to sell me anything. He was very matter of fact and just explained what my possible options were for my current circumstances. I really like what Daniel had to say and appreciated the fact that he took his time to make sure I understood why I was not getting anywhere with these other companies. Long story short I took an application with them and they were able to assist me and help me lower my mortgage payments! If you’re looking for help with your mortgage and need a lower interest rate. I would definitely recommend reaching out to Legal Advisor Group and see if they can assist you.

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Finally a FIXED RATE LOAN!

Gilbert of Tucson AZ

Words cannot describe how happy and satisfied that I am with Legal Advisor Group. They took me out of my adjustable rate loan and got me into a low fixed rate program. I had been getting the run around from my lender Nationstar (now Mr. Cooper) for months. I finally decided to contact Legal Advisor Group after receiving one of their emails. I’m so happy I did and wish I would have contacted them sooner. It would have saved me months of frustration and money. If you’re in need of lowering your mortgage rate and can’t seem to get it done, give them a call. You will be very happy that you did and their fees are extremely affordable and fair.

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August 2017

Happy Customer

Raymond & Patricia from Riverside, CA

We cannot be happier with the service and new interest and payments that Legal Advisor Group was able to get for us. We are both on a fixed income and have had recent health issues. We had been looking for some assistance for months now from Keep you Home CA and other government programs. Come to find out that most of them are just a waste of time and could care less about what you are going through. All I can tell you is that if you’re looking for help with your mortgage and have explored other options call Legal Advisor Group.

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Good Job Legal Advisor Group!

Grace of Sacramento, CA 

I tried for months to modify our loan with Ocwen and nothing ever happened. They just kept putting us off. After much frustration, we found Legal Advisor Group online and decided to give them a call. At first, I was very skeptical as I thought it could be a scam. Once Daniel Shertzer contacted me, I was very impressed with his knowledge and professionalism. He answered all my questions and put me at ease regarding the loan process. Once we got started on the modification, Lorraine Whitford was our assigned processor. She was always very quick and helpful when I had any questions. I still cannot believe that they were able to get our modification approved within 30 days. I recommend using this firm if you are not getting the help you need from your lender and are just tired of wasting your time with your bank.

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Honest & Dependable

Frank of Little Rock, TX 

This is the real Deal! I will be forever grateful for the excellent services provided by the Legal Advsor Group for their assistance in securing my loan modification. Their efforts on my behalf resulted in a loan modification above and beyond my expectations allowing me to continue enjoying my Home and Life style. I am pleased to highly recommend Legal Advisor Group their reliable, and all around honest services.

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May 2017

Mortgage Modification Approved 

Betty and Edgar from Phoenix, AZ

We are two senior citizen’s & we were very skeptical about applying for a loan modification as we had been turned down 3 time’s prior. Daniel Shertzer was very up-front with us right from the beginning, assuring us we definitely had a chance for the modification. We are 68 & 72 year old’s, living on a fixed income. Our house payment was increasing on a regular basis it seemed like. In the meantime getting harder & harder to get by. Thannk you to Daniel, Lorraine, and Suzi for all their work on getting our principle reduction of $123,000.00 and a reduction on our rate of 5.875% to 3.125%% Reducing our payment $2,115 PITI to $1,691 PITI. Legal Advisor Group has certainly given us a better outlook on our finance’s for our future. We cannot be more satisfied with the job that Legal Advisor Group provided for us. Thank you all so much for your assistance and allowing us to stay in our home.

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Mortgage Experts 

David from Washington

Legal Advisor Group seriously gets the job done. When I found Legal Advisor Group I was extremely desperate given my current circumstances. The bank was about to foreclose on my house. I was out of time and options. I spoke with Daniel Shertzer and he was confident they could help me with a loan modification. It was a struggle dealing with BofA and the short time frame. Daniel assured me they would get it done and they did. In fact the loan mod came out even better than what they had initially proposed when I started the process with Legal Advisor Group. Everyone at Legal Advisor Group was very pleasant and professional, especially my processor & negotiator. If you need any type of assistance regarding your mortgage I strongly encourage you to give them a call. They will be honest and upfront and let you know if you have any chance of getting something done.

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Truly Amazing

Monica of Minneapolis, MN

I have just been approved for a loan modification. I am happy and grateful to Daniel Shertzer and Suzie Bryant-Grijalva and Lorraine Whitford. I had previously applied for a loan modification. At that time we had been in our home for 23 years. My husband passed away suddenly in 2014. I managed the house payment for a while. But with the loss of my husband’s income things became more difficult. Then our main sewer line needed to be replaced. That caused me to get further behind in my house payments. This really was a very bad situation. I was so scared of losing our home. Daniel and Lorraine walked me through all the paper work and handled speaking to the mortgage company for me. This was helpful because when I had applied with the bank on my own, the paper work kept getting lost and when I would call in for an update or question, no one would have any current information. This was very upsetting, after giving them all kinds of reference information. My experience with Daniel, Lorraine and Suzie was unbelievable. They dealt with the mortgage company through the whole process. They remembered who I was and my case. If I had trouble understanding something they would explain it to me. Summing it all up I was still scared. But the way Daniel kept me in the loop this was reinforcing. One of them would call me once a week or email me latest standing. My old interest rate was 6.875%, my new interest rate is 3.25%. Legal Advisor Group is saving us $583 per month and allowing us to stay in our home that we owned for 23 years.
My family and I are very grateful to such a fine relationship and work ethic of this firm. Thank You!!

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April 2017

Thank You Legal Advisor Group

Margaret from Anaheim 

Everyone that I spoke with during our process with Legal Advisor Group was courteous, professional, and treated me respectfully. Legal Advisor Group was able to assist me in obtaining a loan modification with my lender Bank of America that will enable me to keep my home! I had hired another company and after 7 months of being told it is still under review and very little contact. I decided to terminate my contract with them and signed with Legal Advisor Group and within 2 months, Legal Advisor Group was able to negotiate my loan modification and give me peace of mind. I would recommend Legal Advisor Group to anyone who is in need of assistance. I really cannot express how grateful I am to have found them and how they really did what they said they would do for me.

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They got it done!

Armando from Miramar, Fl

Just wanted to express how much Legal Advisor Group for helping, supporting and providing the best service in our experience. We were stuck paying a loan that our interest rate was very high compared to most people we know. We received an email with an example of a modification they had completed for another homeowner from our same lender Nationstar, so we decided to give them a call. We really did not believe it would be possible, to be honest we were really skeptical about hiring a Legal firm to assist in our situation. With the great service and communication from Daniel Shertzer, Lorraine Whitford, and Suzie Bryant they made it a great and successful transaction. The best part of it is that we are able to save our beautiful home, which we love our home and cannot even imagine our lives without it. We are extremely happy with the services and assistance that we received with Legal Advisor Group. I would strongly recommend Legal Advisor Group to anyone that is looking to lower their current mortgage rate and payments.

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Satisfaction Guaranteed. Thank you to Daniel, Lorraine and Suzie for Saving my Home!!

Patricia from Fresno, CA 

I want to extend my sincere thanks and true gratitude to Daniel, Lorraine, and Suzie for all of their work on my Home Loan Modification!! They listen and they truly have hearts. I was one of those people who didn’t qualify for any of the government refinance programs out there – HARP (I didn’t have a Fannie OR Freddie Loan), but continued to struggle with a payment on an upside loan. I tried everything to get help, I even went to one of those Modification Seminars, I again was turned down and told I would have to live with my loan as it was, there was no program for me. I even followed the advice of my mortgage company and attempted to get the denial letter from the recommended sources online, to no avail, they said I made too much money (really). No one would even take my information the mortgage company wanted a denial letter before they would consider modifying my loan. I finally called Legal Advisor Group after receiving one of their emails. I initially spoke with Daniel Shertzer, he was incredibly patient and honest, and he was always there to answer all of my questions. He was very professional, informative and also very honest. He walked me off the ledge a few times. He assured me that Legal Advisor Group would do the very best they could to secure a reasonable modification. Lorraine & Suzie, my processor and negotiator kept in contact with me via e-mail, calmed
my nerves when I panicked and only today gave me the great news that my modification was done. And she was able to negotiate an over $948.72 savings per month on my payment. WOW!! My regular monthly payment was more than $2,600.00 and now it’s $1,651.28. My interest rate went from 6.875% and now it’s 3.125 % fixed for the life of the loan. On top of that I received a principle reduction in the amount of $106k! My husband and I struggled so bad during the last couple of years. There were times that we were ready to give up. The mortgage company would not help us at all. We felt like it was hopeless, so we contacted Legal Advisor Group, I am so happy I made that phone call to him. You can read where it got us. We now have room to breathe! This was a very smooth process and I empathize with anyone who attempts to do this on their own. The money that I spent with Legal Advisor Group was well worth it and I highly recommend Legal Advisor Group to anyone. Thank you, thank you, Legal Advisor Group!

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March 2017

OMG Best Company EVER! 

Christine of Seattle, WA

I wanted to write a review regarding my personal experience with Legal Advisor Group and even more specifically on Lorraine Whitford & Suzie Bryant. I honestly and truly cannot say enough of how much I appreciate their work and the help they gave us in getting our home loan modified. We bought our home at the top of the market and when everything started going south with the economy I decided to be proactive and start asking our bank how we could get a loan modification to avoid any trouble. The bank pretty much ignored me for months then as our financial situation really started to deteriorate I desperately tried the bank route for a modification. We were denied because they kept putting the wrong information into their system. We tried for 6 months with no help. I was very cautious about using a “3rd party” to help us, but Legal Advisor Group took the reins and made me feel so comfortable. They treated us like we were part of her family. They kept in constant contact with us throughout the whole process – it truly felt like they were really invested in helping us. The day our loan modification came through was such a wonderful day and our home is secure with special thanks to Legal Advisor Group and their dedication.

I continue to recommend Legal Advisor Group to all my friends – especially those that went with other companies and routes and still cannot get the loan modification. They are upfront, realistic, and produce results!

Thank you Legal Advisor Group and Daniel, Lorraine, and Suzie for doing such an Amazing job.

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Satisfied Homeowners! 

Alex of Fresno, CA 

I want to extend my sincere thanks and true gratitude to Daniel Shertzer, Lorraine Whitford and Suzie Bryant for all of their work on my Home Loan Modification!! They listen and they truly have hearts. I was one of those people who didn’t qualify for any of the government refinance
programs out there – HARP (I didn’t have a Fannie OR Freddie Loan), but continued to struggle with a payment on an upside loan. I waiting one day at one of those Modification Seminars, I again was turned down and told I would have to live with my loan as it was, there was no program for me. I even followed the advice of my mortgage company and attempted to get the denial letter from the recommended sources online, to no avail, they said I made too much money. No one would even take my information the mortgage company wanted a denial letter before they would consider modifying my loan. I received an email and decided to contact Legal Advisor Group and talked to Daniel Shertzer. He was incredibly patient and honest, and he was always there to answer all of my questions. He was very professional, informative and also very nice. Legal Advisor Group would do the very best they could to secure a reasonable modification. Suzie Bryant, my negotiator kept in contact with me via e-mail, calmed
my nerves when I panicked and only today gave me the great news that my modification was done. And she was able to negotiate an over $854.12 in savings per month on my payment. WOW!! My regular monthly payment was more than $1,600.00 and now it’s $835.09. My interest rate was 6.75% and now it’s 3.125% fixed for the life of the loan. If that’s not great to you, then listen to how much they reduced my principal balance. By $1125K! My husband and I struggled so badly. At that time, we were ready to give up. The mortgage company would not help. We felt hopeless, so we called Legal Advisor Group, I am so happy I made that phone call to them. This was a very smooth process and I empathize with anyone who attempts to do this
on their own. The dollars that I spent with Legal Advisor Group was well worth it and I highly recommend Legal Advisor Group to anyone looking for assistance with their mortgage for any reason. Thank you, thank you, thank you, Legal Advisor Group!!

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Thank you Legal Advisor Group!

Mario of Houston, TX

Legal Advisor Group is the REAL DEAL if you need to modify your home loan, or anything else you might need regarding your mortgage give them a call. Don’t be afraid to let them help you if they say they can assist. Daniel Shertzer, Lorraine Whitford, and Suzie Bryant were the ones that got my Mod done. Daniel was great and always answered my questions and concerns through the entire process! Lorraine and Suzie did the detail work that needed to be done to ensure a successful modification! I was not upside down with my mortgage but I did not qualify for any type of refinance programs because of my low credit scores. I had spoken to numerous people that continued to tell me that I didn’t qualify for anything and I would just have to make my payments as best I can. That’s when I received an email from Legal Advisor Group and decided to give them a call. I’m so glad that I did because had I not I would have probably ended up selling my home. They were able to lower my payments my almost $500.00 and allow me to maintain my mortgage payments. If you have been denied for a refinance or any type of mortgage assistance give them a call. Thank you Legal Advisor Group, and Thank you Daniel, Lorraine, and Suzie!

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Truly Amazing!

Martha of Manteca, CA  

My husband and I fell onto tough times for the last few years. We sold everything we could to pay bills and to pay the monthly mortgage. I am very happy with the results we received from Legal Advisor Group. I am so glad I made contact with this firm to help us with our home loan modification. There was no way we could have done this on our own especially after getting the run around from our bank. Daniel Shertzer, Lorraine Whitford and Suzie Bryant were so helpful and understanding during the entire process. Their communication was wonderful, every email and phone call was answered promptly. Legal Advisor Group worked directly with the bank on our behalf to not only save me from foreclosure, but to lower the interest rate and to lower my monthly mortgage payment. We are now in a position to afford our mortgage payments again and to have a fresh start! Thank you very much Legal Advisor Group! You’re all AMAZING and I will recommend anyone I know that is looking for help regarding their mortgage payments.

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Modification & Refinance Approved!

Gladys of Tempe, AZ  

I would recommend Legal Advisor Group to anyone looking for help to obtain a loan modification or looking to refinance their mortgage. From the first time I spoke to Daniel and his team up until I completed the process they were constantly in touch answering any questions and calls.  Even though my house was in foreclosure for over two years they were still able to help me obtain a modification. My modification specialist, Suzie Bryant, was extremely helpful throughout the process and always was in touch. I cannot thank her and the Legal Advisor Group enough. I even referred my neighbor over to them to refinance her mortgage and they were able to get her into a great mortgage. All I can say is that if you’re looking for any type of help with your mortgage you should give them a call. It doesn’t hurt to try and I can assure you they will be much nicer than your bank.

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February 2017

Beyond Satisfied

Donald of NJ

I was introduced to this company by a professional associate that I have worked with and whom I know to be someone who researches the companies they deal with. On her recommendation, I contacted Legal Advisor Group and went through an initial review of my situation. Once they concluded that they might be able to assist me with my loan modification request, I was informed completely about the length of time it might take and that there was no guarantee that the modification would be approved. Payments for their work was reasonable and made in three phases, all of which I was notified up front and was always made aware when a payment would be drafted upon completion on their work. I quite honestly went into this with not much hope that I could get a modification. I had read so many news articles about the federal programs being discontinued and the difficulties that homeowners were experiencing. However, I signed up with Legal Advisor Group in January 2017 and I just received the modification paperwork for my signature (in March 2017). During that time, I worked with Daniel Shertzer, Lorraine Whitford, and Suzie Bryant a Director of Negotiations. I found all of them to be easy to work with, but more importantly, extremely responsive to my questions and concerns. I could always expect an answer to my phone or email questions almost immediately. I am grateful beyond words for the assistance and professionalism shown to me by everyone I came into contact with Legal Advisor Group.

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Legal Advisor Group is the best!

Marlene of TX

 I talked to Daniel this week and he mentioned that some new clients were a little afraid to enlist with his company. I understand. My husband and I just went through the same trepidation trying to decide on a reputable firm to go with. We bought our house at the height of the market. It was really frustrating when our little house that once appraised for 425,000, was now worth 275,000! Our payment was $2,987.50 for an old house built in 1972! I was about to give up and just let it go. Until one of my customers (I’m a masseuse) told me about Legal Advisor Group. I talked my husband into it and he agreed that was a good idea for us. They were great! I love Daniel and Lorraine my Assigned Negotiator Suzie is Amazing! I had to gather some paperwork and fax it to them, but otherwise Legal Advisor Group did all the work. Which is good because I am not great at calling and hounding I have been told daily calls are necessary during mortgage modifications…no thank you. Legal Advisor Group handled everything and we just received word that we were accepted into the modification!!! Our new payment is $1,943.29…WOW…less than half of the previous payment. Legal Advisor Group really held up their end of the bargain and I highly recommend their services. Worth every penny if you ask me!! Give them a call they will be able to let you know if they can assist you and help you out.

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FIVE STARS!!!!!

Mario of Arizona

I want to thank everyone at Legal Advisor Group. I really don’t know what to say and how much I truly do appreciate what they did to save my house and my family to have a place to live. I’m very happy and appreciate both ladies Lorraine Whitford & Suzie Bryrant, thank so much for helping me, If I have someone that may need help I will highly recommend them to the Legal Advisor Group without thinking cause you guys are AMAZING, cause the Legal Advisor Group work very hard and take very serious work, and very honesty to get the job done. So I think we should give them a 5 star cause no one can get the job done just in 10 days! You guys ROCK!

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FINALLY APPROVED

Marcos of Lakewood, CA  

It FINALLY done!  My loan modification has been completed thanks to the Legal Advisor Group. For the past year and half I tried to modify my loan by myself thinking it was easy…It was a rude awaking not just for me but my wife. My loan was always moving from different lenders and every time I try to modify I was getting denied. I was under pressure scared that I was going to lose my home. A friend told me that he knows somebody that could help us, I was little skeptical about it, but I was running out of ideas and help. I received an email from Daniel Shertzer and initially I thought it was from my lender because the email had an actual modification attached. But then after review I saw it was for someone else but it looked great. So I decided to contact the Legal Advisor Group. We were a little nervous since all we hear are scams taking your money and not helping and mailing scams of help modify loan. Me and my wife look in to Legal Advisor Group and felt very comfortable what we read on the website and decide to give it a try.After all the lender denied me for the last time and Daniel was great helping us to gather are information and always in contact with us making sure that we were OK. Two months past and I get an email from Suzie Bryant our negotiator with big caps say “GOOD NEWS ON THE MOD.” By my surprise they were able to modify my loan even though I tried with the same lender on my own for months. I told my wife if I knew about Legal Advisor Group a year ago I would contact them and ask for help. I would still have my hair I wouldn’t have been under so much stress and pressure. Regardless of what happened on my own my loan is modified and I have my beautiful home and my wife and I are now relaxing. Thanks for everything Daniel, Lorraine and Suzie if wasn’t for you guys we would be living with our in-laws.

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Thank You Legal Advisor Group 

Patti of Tacoma, WA  

Legal Advisor Group has been a blessing to me and my family and Suzanne Bryant was such a help! She explained everything to me & kept me updated weekly if not daily. Bad times hit our family and unfortunately I was unable to keep up with our payments. My property taxes went up, than I was furloughed at work. My finance started to snowball to make ends meet. Then I found out about Legal Advisor Group at first I was hesitant, I could not afford to pay a company to do nothing and I lose my home. But I also could not afford my house payment I was amazed how fast Legal Advisor Group got the ball rolling. Everything I had tried to do on my own, only to be denied, now was being reviewed by my lender. Suzie was able to drop my house payment at a savings of $892.55. I am positive without the help of Suzie Bryant, Lorraine Whitford & the Legal Advisor Group staff, I would have lost my home. Also would like to mention Daniel Shertzer who was my initial contact and was extremely professional and knowledgeable and is an asset to your company! I have & will continue to recommend this company to anyone who needs help with their home loan.

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January 2017

Legal Advisor Group is the REAL DEAL

Monica of Elk Grove, CA  

We are in the process of completing a modification of our mortgage with the help of Legal Advisor Group. I have to say they made this as simple as it probably can be. I received a call from Daniel Shertzer back in late November, asking if we needed help with our home mortgage loan. I was very short with him and told him we had already explored every avenue and unfortunately, everyone we have spoken with has told us they are unable to help us. We had already tried two separate times to get our loan modified. The first time, we went directly through our Mortgage Company and 13 months later and tons of paperwork and extra expense, we received a letter stating that our account was inactive too long and therefore, they closed our request to modify. We were severely disappointed and extremely frustrated.

The second time, we also went through our mortgage company, since our loan had changed companies and we were struggling to make ends meet. The second time, we had to send numerous documents overnight and then call to follow up that they received them. It wasn’t unusual to spend over an hour on hold and then when I did a get a person to speak with, I usually spent a great deal of time explaining our situation to them because someone else had the file, and that person wasn’t available right now. That ended after almost 10 months and we were told the best they could do is save us about $58.83. Needless to say, that wasn’t worth it. We tried to refinance but we were too far underwater. Frustrated, we had given up and decided that when we could no longer make the payments, we would just live in our home as long as we could and then walk away. We were both very heartbroken. After speaking with Daniel, my husband and I discussed it and we were so skeptical.

The old adage that says, “If it sounds too good to be true, it probably is,” run through both of our minds. Daniel called us back after a couple of days. He wasn’t pushy or aggressive and just asked us to give him a chance, that if what I told him was true, they could save us money and maybe a lot of money. We decided to give it a try. About day 45, I became nervous and began calling and asking lots of questions. Daniel patiently answered each question and promised he would keep us up to date on what was going on. Then our account was assigned a negotiator, Lorraine and Daniel were both so quick to respond to my e-mail messages and when necessary would call me as well. They did such a great job of letting us know exactly where we were in the process the whole time.

Lorraine would e-mail me (I told her that was the best way for us to make contact) each time there was any movement with our modification. Some of those contacts, she was just letting us know, that the mortgage company was still reviewing our file. She would say keep the pay stub and bank statement coming in, so we can keep your mortgage company updated. Daniel had told us that it isn’t unusual for the process to take 4 months or longer, so to be patient. They gave me a call that our modification was accepted in just under 4 months. (Wow, tears of joy!) Our current payment we were struggling to make was $2,875.97 a month at an interest rate of 5.875%. They had told us they were going to try to get us to a new payment of $1,981 a month. The real number ended up with a new monthly payment of $1,941.53 and an interest rate of 2.75%.

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Legitimate Firms do Exist

Marcus of Long Beach, CA 

I tried for over a year to get a loan modification and was eventually told the now infamous line “You did not send your documents in on time…” Luckily for me, I received an email from Legal Advisor Group and I thought I would give them a call just to see what they had to offer. I liked what I heard and I had a good feeling about them… Bear in mind that all kinds of loan mod scams were out there and I was very wary of getting caught up in some bogus scam myself, so I was very cautious.

But I went with my ‘gut’ feeling and I can tell you I did the right thing… Legal Advisor Group is the real deal, totally competent people who know exactly what they are doing and are able to guide you through this difficult and frustrating procedure. One thing I really liked is the fact that you are assigned one person as your point of contact – no having to go through a ‘phone tree’ to reach someone, immediate contact with your advisor or a call returned promptly if they happen to be busy with a client. I always felt that I was getting the very best in personal service. So now I have my loan modification and I can genuinely recommend Legal Advisor Group. Good people! Special thanks to Daniel Shertzer, Lorraine Whitford, and Suzie Bryant.

December 2016

Upfront and HONEST!

Albert from Houston, TX 

Although I was not able to qualify for the programs I wanted to take a moment just to talk about my experience with Legal Advisor Group. Daniel Shertzer was one of the most knowledgeable and professional individuals I have encountered during my process of looking for help. I wish I could have spoken with him years ago prior to wasting so much money! He was extremely upfront with me in regards to my circumstances. And although not what I wanted to hear I’m glad he was honest with me in regards to my situation. I had already been modified previously and fell on hard times again and was trying to get help. Daniel explained that since my loan was an FHA mortgage I was only eligible for assistance once every 24 months. I had called several other companies prior to contacting Legal Advisor Group and of course was told I could get help and was required to pay a certain amount to get the process started. I’m very grateful that I contacted this firm and was informed truthfully in regards to my situation. If you’re looking for help or assistance I would strongly recommend contacting Legal Advisor Group. They may not tell you what you want to hear, but at least they will be HONEST with you.

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Thank you Legal Advisor Group

Phan of Westminster CA 

Initially I was very nervous and skeptical of the process because when I was reading the reviews, all of them were excellent reviews and they did not seem real to me. Then after speaking with Daniel Shertzer on the phone, I took the time and read more of their reviews that also received help from Legal Advisor Group. Then I got the confidence and made up my mind to sign up for their service.

Lorraine who is really a fantastic processor was assigned to my case. My case was handled with such kindness and professionalism from start to finish. Daniel and Lorraine were never too busy to take my calls. I was a nervous wreck for a couple of months due to the fact that I was gaining equity, which would have negative impact on my modification. But last Wednesday when I received my Trial Payment Plan for HAMP, I broke down in tears. The payment is much lower than what I was expecting from the outcome. Lorraine did an excellent job. Thanks Lorraine.

My servicer is Bank of America. My old payment was $3,394.77 PITI with 5.25% fixed rate. My new payment is $2,125.77 PITI with 2% fixed rate. I am very happy with Legal Advisor Group and its team, especially Lorraine and Daniel. If you should have any question or require assistance with your mortgage I would strongly recommend using Legal Advisor Group!

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Such a Great Firm!

Eric of Palm Springs CA 

Wells Fargo would not budge as far as modifying my home. For months I pleaded with them to help us. Finally, I found Legal Advisor Group on the website and gave them a call. At first I thought it might be a scam, but after speaking with Daniel Shertzer, I changed my mind. He was very professional and full of knowledge. He gave me many references to check (which I did) and after reading them, felt very confident in their firm. After I signed on, Lorraine & Suzie then became the senior lead persons whom I dealt with. They were always very responsive and helpful when I had questions. The process seemed like it took forever, but actually was concluded after 3 months with very happy results.

My original loan interest rate went from a 6.25% to a 2% fixed rate. My monthly payments went from $3,877.42 to $2,884 per month. Wow, what a savings. I was thrilled. I absolutely recommend Legal Advisor Group to anyone experiencing problems with trying to modify their home. They are the real thing. Thanks again to Legal Advisor Group for saving my home. I will forever be grateful to you guys.

November 2016

THANK YOU LEGAL ADVISOR GROUP FOR SAVING OUR HOME.

Melinda C. Imperial Beach, CA 

Words can never express how grateful we are to Daniel Shertzer and  the Legal Advisor Group, Team Members’ Lorraine Whitford  and Suzie Bryant. We struggled with an unforeseeable financial hardship and pending annual monthly mortgage increases. I realized we could not sustain paying the current monthly mortgage payment and feared our home may soon go into foreclosure. We did try to work with lender Ocwen Loan Servicing. Unfortunately, there was always some paperwork issues with  missing or not relevant. We had been receiving Daniel Shertzer and  Legal Advisor Group emails periodically but could not grasp the success rate in their advertisement. After exhaustive and unsuccessful efforts for a loan modification doing it on our own with the lender, luckily we had saved the most recent emails from Legal Advisor Group, we then contacted Daniel Shertzer and  asked about their mortgage assistance program. And are we glad we did! We provided them with the  necessary information to see if they were able to assist us. After which, they immediately and professionally started working on our behalf  with the lender.  They managed and screened all our required documents and kept us updated regularly throughout the negotiation process. Our mortgage was $3,859.13 with adjustable 4% rate. We were recently approved a 2% fixed. Our new modified mortgage payment is $2,184.54. It goes without saying their work integrity and steadfast support is genuine. Thank You Legal Advisor Group for saving our home and we as a family are able to live in our home for years to come. Daniel Shertzer, Lorraine Whitford, and Suzie Bryant  please know there will always be a seat at the our family dinner table for You. Thanks for all your help and assistance every step of the way. God Bless!!


October 2016

READ THIS IF YOU’RE THINKING OF HIRING LEGAL ADVISOR GROUP

Sushil of Elk Grove, CA

In July, the harsh reality of the change in income was coming to a head for me and my family. After 1 year of exhausting our savings, and cutting our budget, I realized that I could not sustain my mortgage payments. My pride kept me from wanting to ask for help. Finally, Even though I had not yet been late with any payments, I began to research my options online and amongst friends. There seemed to be a pattern of those who tried on their own and others that hired a professional. Those who hired a professional had much more successful than those trying to do it on their own. I read countless reviews on different companies, and called a few. After speaking with Daniel Shertzer of Legal Advisor Group I was impressed that he took a no nonsense, realistic approach to my issues. Daniel offered NO Promises, as other had done, but relied solely on their success rate and the experience of their negotiators and their proven track record. I received numerous examples of completed modifications they had successfully negotiated. He walked me through what steps needed to be taken in order to start moving forward with their firm. Going through the process wasn’t as nerve racking, to say the least. And they will ask a lot of you in providing the documentation they will need to fight on your behalf. But throughout the process I found the team at Legal Advisor Group to be helpful and understanding. I will admit, I became frustrated, at times… especially in the last month… even “pestering” my negotiator, Suzie Bryant, pretty often with emails and calls. She did not always answer the phone, but she would always return my calls or emails. The process took 3 months but our family home has been saved. What more can I say? My payments have been cut almost in half. I am no longer in “limbo” about our future. How do you say thank you to a company for helping you keep your memories and your future?
This is how…… my testimony to the Amazing staff of Legal Advisor Group!


They made it happen!  Daniel, Lorraine & Suzie are Amazing!

Frederick of Cerritos, CA

My husband and I, would like to express our gratitude, we are very thankful, happy and blessed with the support and help that we have received from the Legal Advisor Group. Daniel Shertzer, Lorraine Whitford and Suzie Bryant, made the difference and with their intense collaboration, support and encouragement, we were able to be successful in obtaining a Loan modification that will help us relieve some of the financial pressure that we were under. We tried, as many of you had, to modify our loan by ourselves but unfortunately we were not successful, we were frustrated and with no hope.. Thanks God, we found this firm, we were reluctant in the beginning since we had heard about several scams however within 3 months they gave us the wonderful news that our loan was modified, an extraordinary blessing! Lorraine, as my processor, guided us through with the necessary paperwork and kept us positive that we were in the right path, Suzie, was able to negotiate on our behalf an interest reduction from 6.25% interest to 2.00%, fixed rate, and also lowering our monthly payment by $648.75. She comforted us and kept us informed through all the steps of the process. Daniel gave us also encouragement and help us keep positive through the whole process, from the beginning to the end. The team at Legal Advisor Group is truly AMAZING, If you have the same challenge that we did, trying to make ends meet, I recommend to trust these wonderful people, they’ll be able to help you get yourselves back on track with your finances.  Once more, THANK YOU for being there for us, when we need you the most, hope more people like us can also benefit from your knowledge, professionalism, excellent support and fantastic attitude toward your clients, which make the difference when people feel down.….. GOD BLESS YOU!…. wishing you more successful and happy stories!


LEGAL ADVISOR GROUP SAVED OUR HOME!

Francis of Houston, TX

We came to Daniel Shertzer after receiving an email ad for Legal Advisor Group. We had been trying to refinance our mortgage for almost a year, applying to every program that was offered and were told we had no choice but to foreclose on our home. Daniel and his staff were very sensitive to our situation and were not only supportive but offered us honest advice and never promised us anything except for their best possible outcome. Lorraine was our processor when we signed up for their services. And within a month of having our paperwork in, we were successfully modified. They definitely are pros at what they do and we would suggest them to anyone we knew was having trouble with their home loan. Thank you so much Legal Advisor Group for saving our home!!!!


LEGAL ADVISOR GROUP IS THE REAL DEAL.

John of MA

If you have any doubts about using a Legal firm to help you get your home loan modified! Be sure that Legal Advisor Group will do a great job for you! I was skeptical being a self-employed business man! After speak with Daniel Shertzer for the initial call all of my fears and worries were out the window. Once I started working with them I was assigned to Lorraine Whitford and working with her made things so much more easily. She’s a bulldog but she gets the job done and won’t let you slack!  Suzie Bryant was my negotiator through the final of this process! I have to say, it was a very professional set up! They saved myself and family $167,248.28 Principal off my $479,000.00 Loan. I had been trying for 1.5 years to work with the bank. But they always told me I made too much money? Daniel, Lorraine and Suzie along with the professional team at Legal Advisor Group were awesome! I highly recommend using them! Especially if you are self-employed like myself!

August 2016

Great Company!

Teresa G              Buena Park Ca.

Daniel, Lorraine, and Suzie are all miracle workers! My husband and I had fallen into some hard times earlier in the year. And we were finally able to get ourselves back on our feet. However dealing with our lender Seterus was a nightmare. We had been trying to get our payments lowered since the beginning of the year. That’s when our problems all started, my husband and I both worked for the same company. And our company had decided to move overseas to save money and taxes in Ca. Well we didn’t see anything like this coming and didn’t know what to do. We knew that unemployment wasn’t going to allow us to manage all of our bills and our mortgage. So I reached out to the bank and explained our situation. They made it seem as if we didn’t have anything to worry about, as if they were going to help us out. Well 7 months later we were on the verge of losing our home! I couldn’t take the stress and the back and forth with them. I must had sent them our paperwork over 10 different times, and every time something was missing or incorrect. That’s when I finally went online and started looking for help to get us out of this situation. About 2 days later I received an email from Daniel and there was an example of a recent modification. Initially I thought this was something telling me that my loan had been modified. However it wasn’t L I decided to call the number and see what they could do. At this point I really didn’t have anything to lose. I initially spoke with Daniel, he took a complete application regarding our situation. Told me he would get my information over to an underwriter and get back to me. I received a call back from him within 45 minutes. I couldn’t believe he was able to get back to me so quickly. When I was dealing with Seterus I would wait weeks to hear back from someone. Daniel let me know what his underwriters could do for us based on the information I had provided. He also explained exactly what needed to be done to ensure our loan modification was approved. I could not believe that after 7 months of dealing with my bank that none of the representatives I spoke with mentioned anything Daniel had explained to me. However after speaking with him more about the banks and their jobs it was all starting to make sense to me. The bank is NOT there to help out the homeowner, they are solely there to collect our payments. They’re not contracting to help the homeowner, they are contracted to collect our payments period. After hearing what Legal Advisor Group could do for us we decided to move forward with their services. And I am happy to report we were approved for a 2.00% interest rate. Not only did they help us save our home and our sanity. But they cut our mortgage payment by almost half. Our new modified mortgage payment is $1,438.93! Legal Advisor Group is a life saver!

Thank you!


Modification Approved!!!!

Jorge & Felicia    Folsom Ca.

Daniel and his team are AMAZING! We had been trying for 6 months to get our bank to approve our loan modification. And just like everyone else we got nothing but the run around and a headache. I had been getting emails from Daniel for months and finally decided to give him a call. I wish I had done it much sooner and saved my wife and I the headache. Legal Advisor Group was able to get our loan modification approved within 45 days of us signing up for their services. It was so much easier to have Lorraine tell us exactly what documentation we needed and didn’t need. Not to mention, every time we sent our paperwork over to them. We received an updated email within 24-48hrs telling us exactly what was still needed. And once the package was submitted we were updated every week letting us know where we were in the process. Legal Advisor Group saved us over $779.00 a month on our mortgage payments. And got us into a 2.00% interest rate for the life of the loan. Do yourself and your family a favor and give them a call if you need help with your mortgage.

Cheers!


Roger & Penny G.

Romoland Ca.

We are very pleased with the loan modification that Legal Advisor Group was able to obtain for us. We had been trying to work with our lender Citi Mortgage. And it just seemed as if we were spinning our wheels. We must have faxed our paperwork over to them at least a dozen times if not more. And it was always the same thing, they didn’t receive our paperwork or items were missing. I finally got fed up and decided to call Legal Advisor Group. I had been receiving their emails for a little over a month. And just got tired of seeing other people’s modification being approved. I’m so happy I gave them a call, our loan modification was recently approved. They were able to get it done within 90 days of us signing up for their services. And they knocked it out of the park for us, cut our mortgage payment down by over $500.00 a month. We are EXTREMELY happy with the Legal Advisor Group, and would highly recommend their services to anyone looking for help.

Thank you

July 2016

Job well done!

Alex of MA

All I can say is that if you’re looking for a legitimate firm to assist you regarding a loan modification contact Legal Advisor Group. We cannot be happier with the result they were able to achieve for our loan modification. Not only were they able to lower our mortgage payments but they were able to allow us to have our lives back. We had been through hell and back trying to get our loan modified through our servicer Bank of America. We did everything they had asked us to do yet we continued to get denied through them. But once Legal Advisor Group got involved it was a different story all together. All I can say is follow their instructions and be patient and you will get approved.


They got us APPROVED!

Merlinda of FL

I was checking my emails and noticed and email that had come through from Legal Advisor Group with a loan modification approval. Initially I thought it was my approval but after closer review it was a different bank, but the outcome looked excellent. I said to myself this must be a legitimate company for modification I answered the email from Daniel by answering 8 questions to qualify. He called me and asked if I want to apply for modification. I said, “As long as it is not a fraud.” That was the start of my conversation because I had a very bad experience with trying to get a loan modification in 2013 doing it by myself. Daniel was very patient with me and explained how their process worked and I was very comfortable after he had taken the time to explain it all. I’m happy to say that our modification was approved, I cried and cried from happiness. Thanks to Lorraine, Daniel, and Suzie! We saved $624.99 from $2009.86 to $1494.87. Thanks to all and to our Lord whom I didn’t forget to pray to every night asking him to help me get my modification approved. If you want to get a genuine and real modification, get in contact with Legal Advisor Group.


They’re the BEST!

David of Stockton, CA

My mortgage interest rate was fixed at 5.75% with an outstanding balance of $585,000. My monthly payment was approximately $3,600. When the downturn of the economy took place my business had slowed down and thus, my income had decreased. I took on a couple of roommates to lower the stress and decrease my bills. But the payment of $3,600 was incredibly stressful and still difficult for me to maintain. I had stopped paying some of my bills in order to pay other bills including power and cable. I was only paying what I could actually afford.  I received an email ad for Legal Advisor Group that showed they could help lower my interest rate, my monthly payments and possibly even my principal balance. I called them and spoke with Daniel Shertzer whom I thought was an attorney. He seemed competent, confident and trustworthy. Then, I went on the internet and checked their reviews and searched the company. They have mostly excellent reviews but I know from own business and life experience that you can only please 90 percent of the people in the world no matter what you do.

So I decided to move forward with Legal Advisor Group because I needed help. I did everything they told me to do during the process as far as getting them information requested. They kept me updated as they made contact and began negotiations with my mortgage company. I just signed the final modification contract Legal Advisor Group negotiated with my lender. They lowered my interest rate to a fixed rate of 2.25%. And they lowered my outstanding principal by $125,000 down to $460,000! My monthly payments are now $1,827.12, almost half of what I was paying. This has been a life-changing event for me and so much less stress. I cannot recommend the Legal Advisor Group enough. If you are considering them in any kind of way for modification help. My advice would be go to move forward with their services.

Thank you guys!

June 2016

God Bless Legal Advisor Group

Stacy of Auburn AL

I am very happy to say that Legal Advisor Group was able to help us with our loan with Greentree. I was very skeptical about anyone being able to help us. We were turned down many times by different by our servicer. We were current on our loan and also got turned down by Greentree on several different occasions. We finally contacted Legal Advisor Group after receiving numerous emails of approved modification they had obtained for other homeowners. Initially I skeptical, but felt very confident after talking to Daniel. I am glad to say that I am very happy and appreciative of Daniel, Lorraine, and Suzie for all of their help with our loan. Our rate was 6.377% with the payments of $3120 they were able to get us down to a 2.00% with payments of $1647.88. When I found out, I was in shock and could not believe that they were able to help us! Now we can continue to live comfortably in our home and not have to worry about our mortgage ever again!

Thank you again,

Daniel, Lorraine, and Suzie!


Amazing!

Amy of Tacoma, WA

My experience with Legal Advisor Group was nothing short of exceptional! Daniel, Lorraine and Suzie are the best! They were extremely helpful and quick to respond to any questions and concerns! I was skeptical in the beginning! I kept wondering why I couldn’t do this myself, but the paperwork was overwhelming and just such a hassle dealing with our servicer Ocwen. We had fallen 3 months behind on our mortgage and that’s when we knew we had to do something and found Legal Advisor Group! We could not believe the results that they were able to achieve for us. We went from a 7.125% IO adjustable rate down to a 2% fixed rate! This lowered our payment from $2,495.33 to $1,441.20! Daniel, Lorraine, and Suzie were all very easy to work with during this stressful situation!

Definitely worth every penny!


Best Legal Firm!

David of Whittier, CA

I can’t say enough about Legal Advisor Group! They helped save our home after being denied on numerous occasions through our lender Wells Fargo. All I can say is give them a call and they will let you know if you have a chance of being modified. We followed their directions and listened to everything they asked of us. Our results were AMAZING and I cannot say enough about this firm.

Thank you guys!


Amazing Results!

Cindy of Modesto, CA

I am so glad I decided to call Legal Advisor Group to help us with our loan modification. I was very skeptical at first, especially with all of the negative information you hear about companies that help homeowners but after speaking to Daniel, he answered all of my questions and addressed all of my concerns. So I decided to go forward with their services and couldn’t be more pleased with the outcome. My rate went from a 6.5% adjustable rate to 2% fixed rate and my payment went from $1439.71 PITI to $493.97 PITI with the principal reduction of over $75K. Daniel, Lorraine, and Suzie you guys are the best. Thanks again for all of your help and hard work. I would highly recommend Legal Advisor Group to anyone looking to lower their mortgage payments!

May 2016

Legal Advisor Group saved our home!

Barbara of WA

Words cannot describe how grateful I am to Legal Advisor Group and the staff that assisted me with my loan modification. I was ready to throw in the towel and let Bayview foreclose on my home and just walk away from it all. I’m glad that I took a chance and listened to my gut after speaking with Daniel regarding my home. He made me feel very comfortable and seemed very genuine on the phone when I explained to him what I had been going through. I’m just happy that it all worked out the way Daniel had explained from the very beginning.  Thank you all again so much for what you did for me and Thank you for allowing me to stay in my home.

God bless you all!


Thank you Legal Advisor Group!

Jorge of Somerset, NJ

I don’t know how or what they did but my modification has finally been approved! I have been trying to modify my mortgage for close to a year. We fell on hard times when my wife had lost her job due to her company closing down. She was with them for almost 18 years so clearly nothing we ever could imagine happening. Initially things were fine and we just scaled things back and were able to maintain all of our payments. But unfortunately things seem to get tighter and tighter for us especially when our daughter went away for school. So although our household expenses dropped her school expenses came into play and made things much more difficult. It was then when I had reached out to our bank Ditech to see what can be done. They sent out a packet for us to complete and made it seem very simple to do over the phone. Told us that since we were experiencing a hardship we could stop making our mortgage payments until they had reviewed our packets. Initially we thought that it was going to be an easy process and they would help us out. But boy oh boy were we in for a surprise, it was far from what he had anticipated. To make matters worse we were constantly receiving phone calls from the bank regarding our mortgage payment. Each time we mentioned that we were in the process of a loan modification we were told that our payment was still delinquent. Finally I decided to look for help online regarding our mortgage. I don’t recall the site but I know I filled out some general information. About a week later I received and email with a modification approval attached. I was so ecstatic until I read the documents and noticed it was not ours. But I was still impressed by the savings and the information that was provided. So I decided to give them a call and that’s when I found Legal Advisor Group! Thank GOD we finally found a company that seemed to know exactly what they were talking about. All we did was follow their directions and our modification was approved! Do yourself a favor is you’re working with your bank and you think they’re going to help you think again. Call Legal Advisor Group and have someone on your side!


They got us Approved!

Victor & Lucy of CA

After almost 2 years of battling with our bank BSI Legal Advisor Group was able to get our loan modification approved! Not only did they help us save our home but they were able to save us close to $400.00 a month. And we did not have to come up with any of our past due payments that we incurred with dealing with our bank over the last 2 years. Legal Advisor Group and their staff are remarkable and know exactly what it takes to get your modification approved.  If you’re in need of lowering your mortgage payments give them a call. Daniel is very knowledgeable when it comes to the modification programs and will be able to tell you right away if you’re a candidate.


Stephen & Sonia San Marcos, CA

Trust Legal Advisor Group

Although we did not utilize their services I just thought I would take a brief moment to write about my experience with Legal Advisor Group and Daniel Shertzer. Not only was Daniel very informative and professional but he was HONEST! We had been trying to get a loan modification for almost a year now and it seemed that every avenue we tried it was a dead end. I had contacted several companies over the years and most of them promised us the world. Clearly their tactics never worked because I would never had spoken to Legal Advisor Group. I’ll keep this short but all I can say is I have spoken to 20+ companies over the course of the year and spent thousands and thousands of dollars. None of them came close to the information that Daniel had provided to me during our brief phone conversation. Within 10 minutes he was able to tell me why we will never be able to achieve a lower rate and payment. So for those of you that are skeptical and think you’re being scammed. Contact Legal Advisor Group and find out if you really qualify or not. I wish I had come across 1 of their emails a long time ago. It would have saved me lots of money!


Hugo & Sonia of Victorville, CA

I wanted to thank you and your Staff for all your help with my loan.  I appreciate all the work that Lorraine has done being creative and on top of everything along with her other talents.  I also appreciated Suzie’s positive attitude and her follow up with information along with your promise to help with my situation.  We greatly appreciate your outstanding service!!  Although, I have to share that I first I was skeptic you & your team have proved my wrong and I am so thankful to have trusted your company with my loan situation.  You have helped to save our home and my family and I would be forever grateful :-).  I am attaching letter received that I just have sent over to NationStar Mortgage.  I am following up tomorrow to schedule my payments since we just received letter on Saturday and I want to make sure to comply with the steps as quickly as possible.

Thank you again and many blessings are going your way 🙂

April 2016

They saved our home!

Deann of FL

I don’t know where to start but I can say that Daniel and his team are true angels. After my husband was forced into retirement our income had changed and we contacted our bank and told them what had happened. They told us not to worry and that we could stop making the mortgage payments on the home. And they were going to send us a package to complete which will allow us to get a much lower mortgage payment. I thought wow that’s great this isn’t as hard as everyone said it was going to be. We had been trying to modify our home with Caliber home loans for almost 2yrs. I can’t begin to tell you how many times I had faxed or emailed or overnighted paperwork to them. And how many times they came back to us saying something was still missing, or they couldn’t read something. I could not understand why it was hard to get help with our mortgage. Well fast forward to 2 years later and both of now on medication due to extreme stress and anxiety because of almost losing our home. It finally got to the point to where we needed professional help and I’m glad we found Legal Advisor. They were able to get us a great modification with an affordable payment. And now that things are back on track we can both finally sleep at night again. Thank you guys again for everything that you did for us.


God Bless Legal Advisor Group

Ladonna of Murfreesboro, TN

Legal Advisor Group was able to modify our loan and allow me and my family to keep our home. We had been denied 3 different times by Selene Finance and I didn’t know what to do anymore. I contacted Legal Advisor Group and they were able to get my modification approved. If you need help with your mortgage don’t call your bank. Call the Legal Advisor Group and have them help you with your mortgage because your bank isn’t going to help you lower your payments.


Modification Approved!

Chris of Newmanstown, PA

It was like music to my ears the day that I received the good news from Daniel regarding our loan modification. We had spent close to a year trying to get a loan modification with our lender Midland Mortgage. And just like everyone else they took us for a very long up and down bumpy rollercoaster ride. I feel as though I lost years of my life worrying about our mortgage and what we would do if we were to lose our home. I finally decided to get some professional help in regards to our mortgage. At first I was very reluctant because I felt like that more people I spoke with the more misleading information I was provided. That was until I received an email from Legal Advisor Group that actually had what I thought was an approval for me. But it was actually an approval for someone else but with my same bank. I could not believe I was able to see an actual approval from these guys. After all the time I had spent faxing and emailing and on the phone with them. And to actually see a real approval gave me a glimpse of hope. So I contacted the number on the screen and was put in contact with Daniel he was very easy going on the phone. Most of the others I had spoken to were very pushy and so chaotic and just seemed rushed. But when speaking with Daniel I didn’t get that vibe at all, in fact he actually let me explain my entire situation to him. He was very receptive to what had been going on with our situation. For some reason he was just much easier to speak too versus the others I had spoken to over the last few days. I didn’t feel as I was being sold or if all he wanted from me was money etc. I took a brief application with him and he said he would get back to me within an hour and let me know if they could help. At that point I thought to myself and hour? Really? You will be able to tell me if you can help within an hour? Not a week or two or three? No, he said he will have an answer within the hour and see if they could help us. And just like he said he called me back and went over the proposal the underwriters came back with regarding our situation. I could not believe what they could possibly do for us, especially being as far down as we were on our mortgage. We signed up and the rest is history Daniel, Lorraine, and Suzie are miracles workers as far as I’m concerned. I cannot be more happy with the outcome of our modification!


Thank You Legal Advisor Group

Jorge of Somerset, NJ

After being denied on my own on numerous occasions by my Lender Ditech I finally decided to seek professional help. I came across an email from Legal Advisor Group and decided to give them a call. I’m certainly glad that I did. Daniel and his team were AMAZING there are so many things that I’m leaving out but I can tell you this. Not only did they get us back on track with our mortgage. But they were able to save us 674.13 a month! I could have not imagined a better outcome than what we had received with Legal Advisor Group. I would strongly recommend anyone that is looking for help with their mortgage to give them a call.

March 2016

Legal Advisor Group is the BEST!

Stephanie of Orting, WA

All I can say is that these guys & gals are the real deal! Not only did they do exactly what they said they would but they got us an even lower payment then they had originally proposed! They were able to save us almost $800.00 per month on our mortgage. These people are not only professional but they’re miracle workers. I cannot describe how happy and grateful that I am for all the work that they did for myself and my family. It’s nice to know that there are still honest people out there doing what they say they’re going to do. Bottom line is that if you’re in need of getting help with your mortgage give them a call. Daniel is very honest and will tell you right away if they can help you or not. I actually referred one of my coworkers to Legal Advisor Group. Although they told him they could not be of assistance he was still happy with the information that Daniel was able to provide. He also saved him a lot of money because he had spoken to another firm that guaranteed they could help him with his mortgage. Take my advice and give Legal Advisor Group a call if you have any questions regarding your mortgage.


Thank you Legal Advisor Group!

Jennifer of Lender, TX

I don’t know what else to say aside from “Thank You” so much for helping my family and I lower our mortgage payments. We had been trying to lower our mortgage payments with Wells Fargo for months. And just like the horror stories they continued to tell us something was missing. Or that we need more income and then we needed less income. And then we made too much income and we could afford our loan. How could we afford our loan if we were 8 months down on our loan and you’re NOT accepting payments!?!?!? I couldn’t handle it anymore so I contacted Legal Advisor Group. I was very hesitant in the beginning however after reading their reviews I knew this was something I had to follow through with this time. And I’m sure glad we did, not only was our loan modification approved but we saved over $769.90 per month! It was truly a miracle and we could not be happier with the outcome that Legal Advisor Group was able to provide for our family. Our processor Lorraine was AMAZIING she kept us on track and told us exactly what we needed to do if we wanted to get this modification done! And we cannot forget Suzie, she was always so positive and kept us informed on a weekly basis. And finally Daniel, he is a true professional from start to finish he was always there to address our questions and concerns. I would highly recommend Legal Advisor Group to anyone that is looking for assistance with their mortgage and tired of getting the run around with their lender.


They’re MIRACLE workers!

Kathleen of Federal Way, WA

I cannot be happier with the results of Legal Advisor Group! Daniel and his team are fantastic I don’t know what they did but we followed their directions and our loan modification was finally approved! We had been denied for close to a year of going back and forth with our lender NationStar Mortgage. Finally I was fed up and decided to hire a professional. I have received so many of their emails showing the results they achieved for other homeowners. I figured what have I got to lose, although I was a bit nervous because I was scammed in the past. But after speaking with Daniel I knew this time was going to be different. And I’m glad I listened to my instinct because it definitely paid off for us. All I can say is that if you’re in need of lowering your mortgage payments you need to call Legal Advisor Group!

 


God Bless Legal Advisor Group!

Carol of Toms River, NJ

I am very blessed to have found Legal Advisor Group to assist us regarding our mortgage with Ditech. I was truly thinking we were out of options after being denied for our loan modification. I received an email from them with a recently approved Ditech loan modification. At first I thought it was our approval, but after reviewing I saw it was for another homeowner that hired their firm. I decided to give them a call and am very glad that I did. If it wasn’t for them I would not be writing this testimonial. Legal Advisor Group saved our home and was able to get our loan modification approved. If you have been denied or even thinking of attempting a loan modification. I would suggest you reach out to the Legal Advisor Group. Daniel will NOT steer you in the wrong direction, I referred one of our neighbors to them after we signed up and he was completely honest with her and let her know she did not qualify for any of the programs. Luckily she had spoken to him because there was another company that was lying to her telling her that they could help and wanted money upfront. It’s very hard to come by honest people these days and I am so grateful I stumble upon this firm.

February 2016

Legal Advisor Group is the REAL DEAL!

Sabrina of Laureldale, PA

All I can say is that if you need help in lowering your current mortgage payments you need to give them a call. My home was underwater so I was unable to refinance my home, even though I had NEVER missed a mortgage payment. After contacting my lender Seterus I was told in order to qualify for a loan modification I needed to miss a couple of payments. Well after doing exactly what I was told, they came back to me and said I did NOT qualify for a loan modification. I was so blown away when they relayed this information to me. After months of going back and forth with them and sending hundreds of faxes and mail to them over and over again. I didn’t know what to do, so decided to go online and see if there was anyone I could turn too. Bottom line I came across Legal Advisor Group and gave them a call regarding my situation. They took a quick application and came back to me within about an hour letting me know what they could do for me. I decided to move forward with them and they had my modification approved within 45 days! I don’t know how or what they do but I am very grateful, not only was I approved but they saved me over 747.52 a month!


Trust Legal Advisor Group

Donald of Hampton, GA

I don’t know how they did it but my loan modification was approved! I had been dealing with my servicer Selene Finance for close to a year trying to get a reduction in my mortgage payments. I hired Legal Advisor Group to represent me, and my modification was approved within 60 days! If you’re looking to lower your mortgage payment, and tired of being told NO contact Legal Advisor Group. These guys are the real deal and will get the job done.


Thank you Legal Advisor Group

Wayne of Tacoma, WA

Legal Advisor Group got us our loan modification after everyone else failed us. I cannot tell you how many times we tried to get a loan modification with our servicer Ocwen. Not only on our own but hiring other companies. We were ready to give up until one day we received an email from Legal Advisor Group. We have been getting hundreds of emails regarding loan modifications, however this one was different. This email actually had a copy of an example of a recent loan modification they had completed for another homeowner. I decided to give them a call to see what their email was about and to see if they could assist me. I spoke with Daniel and explained my situation to him, he was very informative and very patient with me. He let me explain my entire scenario to him, not once did he cut me off or try to rush me. Which definitely made me feel better about this process, it also made me realize that he was not a salesperson. I completed a verbal application with Daniel over the phone and he came back to me within the hour letting me know what they could propose to Ocwen on my behalf. I was excited to hear what they had come back with and I was very excited to see if they could actually get it done. As I mentioned previously I had been trying this for such a long time. Well after a couple of weeks my modification came back approved. The payment came back almost too the penny as to what I was originally told. Legal Advisor Group saved me close to 400.00 a month. They are true professionals and will get the job done!


Modification Approved!

Earl of Carson, CA

I just wanted to take a brief moment to write about my success story with Legal Advisor Group. I had been in an Interest only mortgage and my servicer was unwilling to help and put me into a fixed rate loan. I reached out to them on numerous occasions and was told I made enough money to afford my loan and there was no reason for them to assist me. My son had went online to see if there was anyone out there that could help me with my situation. He received a call from Legal Advisor Group in regards to assisting with the mortgage. We completed a quick application and was told what they can do for me in my current situation. My modification was approved within a matter of months and I now have a fixed rate loan and saved a little over 400.00 per month. I don’t understand why these banks continue to ignore homeowners when they need help. I have been telling everyone I know that is in a bad mortgage to reach out to Legal Advisor Group!

January 2016

Trust Legal Advisor Group!

Paula of Lebanon, TN

Thank you so much for all of your hard work and patience throughout this entire process. Not only did you folks save me over 500.00 a month, but you gave me my life back. I had been trying to modify my mortgage with Seterus for 9 months. And during this time I was denied over and over again, I was humiliated over the phone and just treated very badly. I received an email from Legal Advisor Group and thought to myself. What do I have to lose? I spoke with Daniel and explained my current mortgage situation. Daniel took a quick application and told me he would get it over to an underwriter and let me know whether or not they could be of assistance. He called my back as he said he would and I was very pleased with the proposal. I decided to hire them to assist me regarding my issue with Seterus. Needless to say my loan modification was approved! I am finally able to sleep at night without having to worry about losing my home ever again! Thank you again Legal Advisor Group


Thank God for Legal Advisor Group!

John of Euharlee, GA

I cannot be happier with the outcome of my loan modification results with Legal Advisor Group! Chase had been giving me the run around for close to a year while I had been trying to modify my mortgage. I was denied over and over again, I was so fed up I was ready to just walk away from my home. I received an email from Legal Advisor Group and decided to give them a call regarding my mortgage situation. It was so nice to speak with someone that actually sounded like they knew what they were talking about. I explained my situation to Daniel and he took a quick application regarding my mortgage and expenses. He let me know that he would get back to me within the hour and let me know if they could be of assistance. Well he came back with a great payment and I decided to give it a shot. I’m so happy I did because my modification was approved and my mortgage was cut in half! I hope anyone that reads this will at least give them a call and see if they can assist you.


Legal Advisor Group saved our home!

Jeremy & Amy of Lake Forest, CA

Words cannot describe how Happy and Grateful we are for the services provided by Legal Advisor Group! They not only saved our home but saved us over 529.54 per month and allowed us to stay in our home. We had been working with our services for months and months. Like most homeowners we thought the bank was there to help us. This was far from the truth all they did was made things harder for us and caused us a great deal of stress. Like many other we sought after help by going online and seeing if there was anything that could be done. We had stumble across a site that had us put in some basic information. All I know if that after we entered our information I received an email from Legal Advisor Group and decided to give them a call. I’m glad we did, we spoke with Daniel and explained our situation. He took a quick application and let us know exactly how they could help. We signed up for their services and the rest is history. I strongly strongly encourage anyone that is having mortgage issues to give them a call. I wish we would have found out about them sooner, we could have saved ourselves a lot of time and heartache.


TRUST LEGAL ADVISOR GROUP!

Barbara of Santa Maria, CA

Although we did not use their services I felt compelled to write a testimonial so other homeowners don’t make the same mistake we did. We had spoken to Daniel of Legal Advisor Group months ago and was told they could be of assistance. The proposal was exactly what we needed in order to be able to afford our home. We have been in our home for over 15yrs. Like many of you we had fallen on hard times and fell behind on our bills. Initially we thought we would be ok. But my husband was then injured and was forced into retirement. That’s when things really took a turn for the worst because we had then started falling behind on our mortgage payments. We contacted our bank and was told they would be able to assist of with our dilemma. But it really didn’t seem as though they were actually doing us any good. We submitted everything and anything they had requested from us on a routine basis. We must have spent hundreds of dollars in faxes and overnight packages etc. Our file was bounced around from person to person and different departments on numerous occasions. I finally got fed up and went online looking for assistance. About a week or so later I had received an email showing an example of a completed loan modification. Initially I thought it was our approval but it was an example sent out by Legal Advisor Group. I decided to give them a call and spoke to Daniel and explained our scenario. He was very professional and very easy to speak too. We took a brief application and he told me he would have an answer for us shortly as to whether or not they could assist us. Daniel contacted me and my husband and went over a great proposal. He told us exactly what we needed to do in order to ensure a successful modification. He told us their fee and how they were paid upon completion of services since we were in CA. My husband and I asked if we could sleep on it and get back to him. He said no problem and let us know he would follow up with us the following day. Well we put him off and kept working with the bank. As stupid as that sounds we thought for sure they would get us the help we needed. Well I am here to tell you that we did NOT get the help and we lost our home. We lost the home that our children had grown up in, the home that our family and friends once gathered in, the home that meant everything to our family. All I can say is that I wish we would have used their services because at least we would have had a fighting chance. Don’t make the same mistake that myself and my husband made during this process. I can tell you first hand that the banks are NOT there to help you no matter what they may say to you over the phone.

December 2015

Darryl of Woodbury, MN

I am a small business owner with 2 sons and mortgage. The struggling economy, my toxic relationships, increasing expenses, and a heart attack that left me physically compromised had put me in a financial pitfall. I had always been able to make it by though. I applied several times to refinance my mortgage loan. Every time I was denied. Wells Fargo listed me as an eminent default, even though I had never been late for a single payment. Legal Advisor Group contacted me and told me of their method of assisting individuals to qualify for the Home Affordable program. I was skeptical and was doubting the legitimacy of their success rate.

I looked at this opportunity as an investment, but during the process I was required to stop paying my monthly mortgage payment. So I was able to afford the fees without a problem, since I was not required to pay the mortgage payment. There was also an excessive amount of paperwork to submit. I contacted a friend of mine at the Wells Fargo Home Mortgage office and he told me that Wells Fargo doesn’t really do many HAMP loans. But Daniel really had a way of explaining the process that really helped me understand exactly what needed to be done.The end result was incredible and Legal Advisor Group had successfully negotiated the interest rate on my home loan and Wells Fargo agreed and reduced my rate from 4.875% down to a new rate of 2.00% I am very happy with my results and would encourage anyone that is in need or mortgage assistance to give them a shot!


Modification Approved!

Karen of Corona, CA

With the help of Legal Advisor Group and Daniel, Lorraine, and Suzie our home modification was approved! It certainly was not an easy task but these 3 worked hard to get it done!! With all the emotions that were flying throughout this process they kept me strong. And in the end, the payment was dropped from $2,247.50 to $1676.21, PITI! The rate went from 5.725% to 2.00%. There was also a principal reduction!! If you’re in need of assistance with your mortgage contact Legal Advisor Group!


Thank you Legal Advisor Group

Mark & Brook of Lebanon, TN

Finally, after 2 attempts with Nationstar on our own, we have been approved for a Loan Modification thanks to Legal Advisor Group in Lake Forest  California. I can’t count how many companies had contacted us about helping to modify our existing mortgage. Like most homeowners today, we are underwater and payments were starting to become difficult to maintain due to added expenses and an unexpected medical condition in our family.I received a call from Daniel from Legal Advisor Group who walked us through the process step by step and answered all our questions.

Once we got started, we were referred to Lorraine, she too answered all our questions that came after the process begun, very patient and very professional. I don’t know how we could have gotten through this without their professional and courteous help. On December 1st of 2015, we received a letter from our Mortgage Co. informing us that our Home Modification was approved. What a relief, you can’t imagine how heavy the burden is till you stop carrying it. Finally our prayer were answered. We thank God and are very grateful to the staff of Legal Advisor Group. Our mortgage payments were reduced to almost half of what we were paying a month and our interest rate was lowered from 6.125% to 2% fixed. That’s right, I said FIXED. Thank you again, Legal Advisor Group, Daniel, Lorraine & Suzie.


Legal Advisor Group saved our home!

Charlies & Kim of Little Elm, TX

I don’t know where to start or how to express our appreciation! All I can say is that after months and months of being denied and misled we finally found help. I had received an email from Daniel responding to an inquiry I had submitted online. I don’t know what site initially went on for Legal Advisor Group to have my information. But I am very glad they found me and I’m glad I decided to give them a call. We had been trying to modify our home for close to a year. And during the process the loan was sold in the process. We have initially started with Wells Fargo, and from Wells Fargo the loan was sold to SPS. It didn’t make much of a difference because they were both horrible to deal with during the process. We must had submitted our paperwork nearly 2 dozen times to both of these banks. And we continued to get denied. We were very skeptic about hiring someone to help us with our home because we were lied to when we first started this process. But once the foreclosure notice came I knew we had to do something. Upon receiving Daniel’s email I decided to give him a call and see if he could assist. Like a lot of the other testimonials read there was something different about him. He wasn’t pushy or trying to sale me anything. He was very forward and wanted to know specifics with regards to what we have done thus far and whether or not we ever had a loan modification. I answered all of his questions and he let me know he would get back to me within the hour. And sure enough he did exactly what he stated he would do. Got back to me and let me know what their underwriters felt comfortable proposing based on the information I had provided. And best of all when I asked about having to pay anything upfront? He immediately explained the laws in CA and why charging monies up front is prohibited. Needless to say we signed up for their services and within about 60 days our loan modification was approved! Not only did we receive the 2.00% rate they had initially proposed but our payment was actually lower then what they had initially proposed to us. All I can say is that if you’re looking to lower your mortgage payments give them a call. Their fee is definitely affordable and worth every penny!

November 2015

He won’t waste your time!

Erica of Santa Ana, CA

Although Legal Advisor Group was not able to assist me in my current situation. I did want to take a moment and just write about Daniel being so upfront and honest with me. As much as I didn’t want to hear I wasn’t eligible for any additional assistance. I really do appreciate how Daniel didn’t lie to me or try to string me along how others have in the past. Not only did he disclose why I didn’t qualify but he explained everything to me. I now have a much better understanding as to how the banks and investors work. I wish I had contacted this firm a long time ago. Had I contacted them they probably would have been able to assist me and help me out. Instead I wasted time and money signing up with companies telling me whatever I wanted to hear. If you’re looking for someone honest to assist you with your mortgage, you should definitely give them a call.

Thank you


Legal Advisor Group was phenomenal!

Larry of Orange, CA

I had lost all hope while trying to deal with my lender Wells Fargo. My wife passed away a couple of years ago and she handled all of our finances. The mortgage payment had adjusted and was just beyond my reach to maintain. Daniel and the staff at Legal Advisor Group stood by my side every step of the way. Lorraine and Suzie were very pleasant to work with and always returned my calls and emails. I cannot be happier with the results they achieved for me and kept me in my home. My payment with from over $3,200.00 per month to just shy of $2,400.00 per month. Thank you all so much for assisting me and allowing me to stay in my home of over 25 years.


Place is Legit!

Brian of San Diego, CA

I wish I had hired them sooner! After being scammed by 2 other companies I was a bit skeptical to give them a call. But after receiving numerous emails of actual modification they were getting done for others. I figured it couldn’t hurt and obviously didn’t have anything to lose. When I called Daniel he was very easy to speak with and was very different than others I had spoken to in the past regarding our mortgage. He didn’t sound like he was trying to sell me anything, which was great. He was more concerned with trying to get accurate numbers from me regarding our mortgage and exactly what had taken place over the last few month dealing with our mortgage company. Everything he had discussed with me made plenty of sense. And the application process took less than 15 minutes to complete, he answered all of my questions during our call. And once he was finished with the application he told me he would get back to me within the hour. He called me back within 45 minutes and told me what they could proposed to Ocwen. We signed up for services, followed their directions and were approved for a 2.00% loan modification. They were able to save us $747.22 per month and we received a principle deferment of almost 100K. I could not be happier with the results and the service we received during the process. Legal Advisor Group is legit and I would highly recommend them to anyone that is having difficulties dealing with their mortgage company.

October 2015

Thank you

Paul of San Diego, CA

They did exactly what they said they would from the beginning. I cannot tell you how many people I spoke to regarding our mortgage over the last few months. And they all had some BS song and dance that was one thing that really stood out when I spoke with Daniel. He wasn’t trying to sell me on some BS scam, or telling me to sue our lender, or telling me we had a fraudulent loan etc. He was straight forward and to the point when it came to what needed to be done in order to ensure a successful modification for us. Bottom line Legal Advisor Group allowed us to stay in our home and I we didn’t pay a dime until our loan modification was approved! So if you’re looking for a legitimate company to assist you with your mortgage, give them a call.


Thank you & God Bless you!

Christopher of Carson, CA

Words cannot describe the happiness and closure that Legal Advisor Group has brought to myself and my family. We have been fighting with Bank of America for almost 2 years trying to get a reduction in our payment. We did exactly what we were asked of them and still the same results. We would get behind on our mortgage as they suggested. And then a few months would go by, we would send all of the items requested. And then we would get denied and threatened with foreclosure and have to bring our mortgage current. I wish they would have been honest with me from the start and let us know we did not qualify for a loan modification. I remember when I spoke with Daniel within the first 10 minutes he told me we did not qualify. However he did say that we would complete the application and his underwriters would come back with what needed to be done. The fact that he was so honest with me is what made me choose this company. We did exactly what we were instructed to do by their processor and our loan modification was approved! We are now savings close to $800.00 per month and cannot be happier! Legal Advisor Group is a Godsend and I cannot be more blessed to have crossed paths with this company.

God Bless all of you.

September 2015

They’re MIRACLE workers!

Martin of Applegate, CA

All I can say is that Daniel and his team are truly miracle workers. I had hired Legal Advisor Group to assist me with my loan modification. I was getting the run around with my lender for months. I finally got tired of dealing with them and decided to seek professional help. Midway through the process while working with Legal Advisor Group it was sold to another bank and they had to start the process over with another servicers. I was terrified and Daniel assured me that everything would be fine and not to worry about it. Well he was right, they were able to get our loan modification approved and allowed us to stay in our home. I cannot be more grateful and thankful to Legal Advisor Group with regards to what they did for our family. I would highly recommend Legal Advisor Group to anyone that is looking to lower their mortgage payments. I wish I had done this sooner instead of trying to get this done on my own. Give them a call today, Daniel is very upfront and honest and wont waste your time. I had one of our neighbors give him a call and he was not able to assist them. Of course everyone’s scenario is different. But he was very truthful with them and explained to them exactly why they did not qualify for the 2.00% programs.


Modification & Principle Reduction!!!!!!

Vince M. of Sacramento, CA

The title says it all, not only did Legal Advisor Group get my loan modification approved with Ocwen. But I also received a principle reduction for almost $185,000. I’m no longer upside down in my home. And my mortgage payment was literally cut in half! Daniel, Lorraine, and Suzie are the BEST in the business! You give them what they request and they will get the job done! I don’t have anything but positive to say about Legal Advisor Group and the staff I had the opportunity to work with during this process. From day 1 everyone was professional and courteous and very receptive. I wish more business’s had this kind of work ethic. If you want a team of professionals representing you against your bank during your loan modification. Hire Legal Advisor Group, you’ll be glad you did!

Thank you


He won’t waste your time!

Erica of Santa Ana, CA

Although Legal Advisor Group was not able to assist me in my current situation. I did want to take a moment and just write about Daniel being so upfront and honest with me. As much as I didn’t want to hear I wasn’t eligible for any additional assistance. I really do appreciate how Daniel didn’t lie to me or try to string me along how others have in the past. Not only did he disclose why I didn’t qualify but he explained everything to me. I now have a much better understanding as to how the banks and investors work. I wish I had contacted this firm a long time ago. Had I contacted them they probably would have been able to assist me and help me out. Instead I wasted time and money signing up with companies telling me whatever I wanted to hear. If you’re looking for someone honest to assist you with your mortgage, you should definitely give them a call.

Thank you

August 2015

Great Company! Teresa G. of Buena Park, CA Daniel, Lorraine, and Suzie are all miracle workers! My husband and I had fallen into some hard times earlier in the year. And we were finally able to get ourselves back on our feet. However dealing with our lender Seterus was a nightmare. We had been trying to get our payments lowered since the beginning of the year. That’s when our problems all started, my husband and I both worked for the same company. And our company had decided to move overseas to save money and taxes in Ca. Well we didn’t see anything like this coming and didn’t know what to do. We knew that unemployment wasn’t going to allow us to manage all of our bills and our mortgage. So I reached out to the bank and explained our situation. They made it seem as if we didn’t have anything to worry about, as if they were going to help us out. Well 7 months later we were on the verge of losing our home! I couldn’t take the stress and the back and forth with them. I must had sent them our paperwork over 10 different times, and every time something was missing or incorrect. That’s when I finally went online and started looking for help to get us out of this situation. About 2 days later I received an email from Daniel and there was an example of a recent modification. Initially I thought this was something telling me that my loan had been modified. However it wasn’t  I decided to call the number and see what they could do. At this point I really didn’t have anything to lose. I initially spoke with Daniel, he took a complete application regarding our situation. Told me he would get my information over to an underwriter and get back to me. I received a call back from him within 45 minutes. I couldn’t believe he was able to get back to me so quickly. When I was dealing with Seterus I would wait weeks to hear back from someone. Daniel let me know what his underwriters could do for us based on the information I had provided. He also explained exactly what needed to be done to ensure our loan modification was approved. I could not believe that after 7 months of dealing with my bank that none of the representatives I spoke with mentioned anything Daniel had explained to me. However after speaking with him more about the banks and their jobs it was all starting to make sense to me. The bank is NOT there to help out the homeowner, they are solely there to collect our payments. They’re not contracting to help the homeowner, they are contracted to collect our payments period. After hearing what Legal Advisor Group could do for us we decided to move forward with their services. And I am happy to report we were approved for a 2.00% interest rate. Not only did they help us save our home and our sanity. But they cut our mortgage payment by almost half. Our new modified mortgage payment is $1,438.93! Legal Advisor Group is a life saver! Thank you!


Modification Approved!!!! Jorge & Felicia of Folsom, CA Daniel and his team are AMAZING! We had been trying for 6 months to get our bank to approve our loan modification. And just like everyone else we got nothing but the run around and a headache. I had been getting emails from Daniel for months and finally decided to give him a call. I wish I had done it much sooner and saved my wife and I the headache. Legal Advisor Group was able to get our loan modification approved within 45 days of us signing up for their services. It was so much easier to have Lorraine tell us exactly what documentation we needed and didn’t need. Not to mention, every time we sent our paperwork over to them. We received an updated email within 24-48hrs telling us exactly what was still needed. And once the package was submitted we were updated every week letting us know where we were in the process. Legal Advisor Group saved us over $779.00 a month on our mortgage payments. And got us into a 2.00% interest rate for the life of the loan. Do yourself and your family a favor and give them a call if you need help with your mortgage. Cheers!


Roger & Penny G. of Romoland, CA We are very pleased with the loan modification that Legal Advisor Group was able to obtain for us. We had been trying to work with our lender Citi Mortgage. And it just seemed as if we were spinning our wheels. We must have faxed our paperwork over to them at least a dozen times if not more. And it was always the same thing, they didn’t receive our paperwork or items were missing. I finally got fed up and decided to call Legal Advisor Group. I had been receiving their emails for a little over a month. And just got tired of seeing other people’s modification being approved. I’m so happy I gave them a call, our loan modification was recently approved. They were able to get it done within 90 days of us signing up for their services. And they knocked it out of the park for us, cut our mortgage payment down by over $500.00 a month. We are EXTREMELY happy with the Legal Advisor Group, and would highly recommend their services to anyone looking for help. Thank you

July 2015

Edith Gordon of Los Angeles, CA I just wanted to take a brief moment and write about my experience with Legal Advisor Group. From the moment I had the opportunity to speak with Daniel I knew there was something different about this company. I was getting a lot of calls and emails regarding loan modifications. However the information that I would receive from his firm seemed much different. Not only did his emails show me what was available to homeowners. But the emails also showed the proof of what Legal Advisor Group had obtained for other homeowners. I was able to click on the email and see the actual modification another homeowner had received. After seeing his emails on a weekly basis I decided to give him a call. Daniel was very professional and very patient with me when I was trying to explain our situation. He didn’t cut me off when I was speaking, he allowed me to explain my entire scenario to him.  He was very knowledgeable with regards to what was available and what was not. I was extremely pleased and felt very comfortable speaking with him regarding my situation. He gathered all the necessary information from me and said he would get back to me within the hour. And that’s exactly what he did, he came back with a proposal regarding my mortgage. And explained the process from start to finish. I thought it was going to be a much harder and complicated process. But they made it very easy for me. And I could not be happier with my results, not only was my loan modification approved. But I am finally able to sleep comfortable again, I had so many sleepless nights dealing with Wells Fargo. I really thought I was going to eventually end up losing my home if I didn’t get this resolved. I highly recommend Legal Advisor Group to anyone interested in lowering their mortgage payments. God Bless Edith Gordon


Trustworthy and HONEST! Tania Watsonville, CA As much as I wish the outcome for my loan modification was better. Daniel was very upfront with me from the beginning and let me know that my case was very difficult. I had been dealing with Wells Fargo on my own for a very long time. And have to admit I made some very poor decisions regarding my mortgage. When I had originally explained my entire scenario to Daniel, he told me within the first 10 minutes of speaking with me that he didn’t think they could help. However I was very persistent and called him on a regular basis. Finally, months later they took me on as a client. I was told the outcome was less than a 25% chance of having a positive outcome. And they were right, and for this I am very grateful. I am also very sorry that I wasted their time. However I can say that everyone at Legal Advisor Group is very professional and very kind. I wish there were more companies out there that practiced this type of work ethic. Although I offered to pay them some monies for their work, they refused. Daniel explained to me how the laws work in the state of Ca. And exactly why Legal Advisor Group would not be able to accept any monies from me. All I can say to anyone that in looking for help or assistance regarding their loan is this. Give Legal Advisor Group a call, they are not like the rest of the mortgage companies you speak to when looking for help. They are VERY honest and trustworthy. Take it from me I didn’t have a success story. But felt compelled to share my story with other. Tania


Legal Advisor Group RULES! Eric S. of Murrieta, CA I was dealing with Bank of America for 7 months on my own and getting nowhere fast. I received an email from Daniel, gave him a call and the rest is history. They were able to get my modification approved within 60 days. They saved me over $800.00 a month and got me back on track with my loan. If you’re serious about getting your mortgage payments reduced give them a call ASAP! It will be the BEST decision you ever made.

June 2015

Thank you Legal Advisor Group! Joe G. of Hanford, CA Thank you so much to Legal Advisor Group and their team of professionals. I had been denied for a loan modification 3 times on my own prior to hiring Legal Advisor Group. It was always the same thing, missing paperwork, paperwork expired, or my faxes were never received. I must had spent over $200.00 faxing and mailing my paperwork back and forth to Bank of America. I came across one of Daniel’s emails and decided to give him a call. I must admit I was a bit hesitant at first, but after I spoke with Daniel I felt much more at ease. Also he was much more genuine compared to most of the people I had spoken too in the past. He wasn’t pushing with me trying to sell me on anything, initially I was being a bit pushy with him to be honest. I was trying to get a price from him for their services, and about halfway through the call he stopped me. He said Joe if all you’re worried about is price, maybe we are not the place for you. Most homeowners want to know if they even qualify for the programs, but all you care about is the cost. He was right, I had spoken with so many different people, and I wasn’t really paying attention to what was important. I had let him know I wanted to work with their firm if I was a candidate. We completed the application and he called me back within an hour and gave me the good news. Also went over the costs and what was involved regarding their services. I could not believe how quickly Daniel and his team worked. We started the process and everything happened exactly how Daniel stated it would. The girls they have working there are very easy to work with and give very detailed instructions. I felt much more comfortable this time around knowing that I had Legal Advisor Group on my side. Before I knew it my file was submitted to the bank and I was approved within a week of my file being submitted. I could not believe how quickly it all took place, not only was it a fast approval. But my savings was GREAT, they were able to cut my mortgage payment by almost half! I could not believe it when Daniel had called me to give me the great news! I will definitely be sending anyone I run into that needs assistance to Legal Advisor Group.


You saved our home! Joe B. of Newcastle, CA   I don’t know where to begin in regards to how grateful we are that Legal Advisor Group got our loan modified. We had been struggling for months dealing with Ocwen and continued to get the runaround. I finally started looking for help online. But it seemed as if everyone I spoke too just wanted our money and didn’t really want to assist us. That was until I reached out to Daniel at Legal Advisor Group. I was going through my emails one day and noticed an email that said Ocwen approval. I opened up the email and initially I thought it was junk until I read the information. It was an example of another loan modification that had been completed for another homeowner. It gave a brief description of their circumstances and showed what they were paying prior to hiring Legal Advisor Group. I figured I would give them a call, and now I am so glad that I did. I spoke with Daniel and explained our scenario and circumstances. I told him exactly what had happen and what we were looking to accomplish. He took a brief application and let me know he would get back to me within about an hour or so. I was so nervous waiting to hear back, I was hoping for something positive. Daniel got back to me as promised and let me know exactly what they could do for us. Although he was very clear that this was just an initial proposal, I was just happy to hear some good news for a change. We signed up with Legal Advisor Group and the rest is history. Not only did we receive a much lower payment, but they were able to remove some of our principle balance! I could not believe it when Daniel came back with the good news. Although it was a bit stressful for us, it well a lot better than we expected. I would highly recommend Legal Advisor Group to anyone looking for help or just general information regarding their mortgage. God Bless you Legal Advisor Group

May 2015

Very helpful! Renee or Maria of San Francisco, CA I just thought I would take a moment to write about my brief experience with Daniel and Legal Advisor Group. Although we didn’t have the opportunity to work with his firm. I did have the opportunity for him to thoroughly explain to us why they could NOT assist us. As well as save over $7,000.00 that I was about to spend on something that would have not helped our situation no matter how much we paid. I am very grateful to have received one of his emails and finally calling. Had I not called I would have lost that money and made a very bad decision regarding our mortgage. I cannot express how happy and satisfied we are because of Daniel’s honesty. I would suggest anyone in need of their services to give him a call. Daniel and I were on the phone for close to 30 minutes, and although he knew within the first 10 minutes he could not assist me. He stayed on the phone giving me the exact reasons as to why we did not qualify for a loan modification. Thank you again,


Legal Advisor Group ROCKS! Mary of Riverside, CA The title says it all! Daniel and his team are simply AMAZING! I had been trying to modify my loan for quite some time. I was in the process of a divorce which made things even more complicated.  I’m sure you have all heard the horror stories when it comes to trying to modify your mortgage with your bank. All I can say is they are so true, I don’t know what I was thinking trying to get this done on my own with my bank. All I know is that I am glad I was able to find Daniel and Legal Advisor Group. Had it not been for them I’m sure this process would have been even more brutal. Daniel and his team were able to save me almost $1,300.00 a month! They literally cut my mortgage payments in half, and with the divorce this was a life saver for me and my family. If you are looking for a company that is quick, efficient, and does what they say they are going to do. You need to call Legal Advisor Group and let them deal with your bank and get your loan modified!


Thank you, Thank you, Thank you! Steve & Pam of Cypress, TX Words cannot describe our gratitude and happiness right now. I don’t even know where to begin, all I know is that we are very grateful to had been able to fine Daniel and Legal Advisor Group! Just like most homeowners we had tried to modify our loan through our bank Wells Fargo. When we had initially started they made it seem as if it was going to be a very easy process and we would start making our new lower payments within a few months. Little did we know we were in for the scariest trip of our lifetime? We had fallen behind because my husband was injured at work. We had explained everything to them regarding him being on temp workman’s comp. And myself being retired and only receiving social security.  The woman on the phone said that will be no problem, will actually help you guys because it shows more of a hardship. Which we thought, ok that makes sense, we had never been in this situation before so. We went ahead and requested to start their process, we stopped making our payments as we were told. And started sending them all of the documentation they had requested. Now it was just a matter of waiting to see when our new payment would go into effect. Well at least that’s what we thought. We were getting calls and letters regarding our mortgage payment being due. Countless letters in the mail regarding missing paperwork and signatures needed. We must had sent our paperwork to them at least 7 different times. I didn’t know what to do, we were getting further and further behind on our mortgage. At this point I started looking for other options and went online to see what else can be done. About a week later I received an email from Daniel at Legal Advisor Group. The title of the email read Wells Fargo Approval! I thought finally “Thank God” as I read the email I noticed it was an approval, just not our approval. I decided to give them a call, I figured it couldn’t hurt at this point. I was able to speak with Daniel, he was very polite and very professional. He asked about my current situation regarding our mortgage. I let him know what we had been going through with our bank, within 10 minutes of our call Daniel had already told me we are not going to qualify. When I asked why? He stated we didn’t make enough income and with my husband being on temp workman’s comp. The bank with not utilize that as actual income, I was so frustrated at this point. I had been dealing with our bank for months and speak with Daniel and he lets me know within 10 minutes that I am wasting my time. At this point I felt helpless and almost broke down crying on the phone with someone I barely knew. Daniel said not to worry, let’s finish up the application and see what we can do. And that’s exactly what we did, I gave him all the information he requested. And he got back to me within about an hour or so with a proposal. And the rest was history, we listened to everything they asked us to do from that point forward. And within 60 days they had our loan modification approved! They cut our payment down by almost $700.00 a month! We could not be more grateful to Daniel, Lorraine, and Suzie! Had it not been for them I don’t know what we would have done.

April 2015

Modification Approved! Eric & Susan of Stockbridge, GA I still cannot believe that our modification was finally approved. We had been trying for almost 1yr with Bank of America. I must had easily spent $300.00-$400.00 in just faxes and overnighting packages with signature confirmations. I still remember when Daniel had called us to give us the news regarding our modification. Daniel said I have good news and bad news for you guys, which do you want first? Of course we opted for the bad news, bad news is we didn’t get you the payment we had initially proposed to you. The good news is we were able to get you a lower payment that offers more savings. We were so HAPPY, finally we were able to put all of this behind us. I never thought I would be so happy to start making mortgage payments again, don’t get me wrong it’s nice not to have to make a payment. But when you can’t sleep because you think your home is going to be sold really put things into perspective. They were able to save us $547.00 a month, initially we were only expecting to save about $300.00 a month. So when Daniel mentioned the good and bad news we of course thought of something much worse. All I can say is that he is definitely NOT like the rest of the people we had spoken to regarding our situation. He was very upfront and honest about everything, and more importantly wasn’t trying to sell us on their service. I remember when we were discussing principle reductions and other options. He was VERY clear telling us in our situation it’s NOT going to happen. But if we would like to sign up with someone that is assuring us it’s going to take place then that’s what we should do. At that point I knew they were the real deal when it came to this process. Also we had seen so many other previous emails they had sent with completed loan modifications for other homeowners. And we weren’t being asked for any kind of money upfront to start their service. What did we have to lose? I’m glad we made the decision to hire Legal Advisor Group. Thanks Again


Legal Advisor Group ROCKS! Mary of Riverside, CA The title says it all! Daniel and his team are simply AMAZING! I had been trying to modify my loan for quite some time. I was in the process of a divorce which made things even more complicated.  I’m sure you have all heard the horror stories when it comes to trying to modify your mortgage with your bank. All I can say is they are so true, I don’t know what I was thinking trying to get this done on my own with my bank. All I know is that I am glad I was able to find Daniel and Legal Advisor Group. Had it not been for them I’m sure this process would have been even more brutal. Daniel and his team were able to save me almost $1,300.00 a month! They literally cut my mortgage payments in half, and with the divorce this was a life saver for me and my family. If you are looking for a company that is quick, efficient, and does what they say they are going to do. You need to call Legal Advisor Group and let them deal with your bank and get your loan modified!


Thank you, Thank you, Thank you! Steve & Pam of Cypress, TX Words cannot describe our gratitude and happiness right now. I don’t even know where to begin, all I know is that we are very grateful to had been able to fine Daniel and Legal Advisor Group! Just like most homeowners we had tried to modify our loan through our bank Wells Fargo. When we had initially started they made it seem as if it was going to be a very easy process and we would start making our new lower payments within a few months. Little did we know we were in for the scariest trip of our lifetime? We had fallen behind because my husband was injured at work. We had explained everything to them regarding him being on temp workman’s comp. And myself being retired and only receiving social security.  The woman on the phone said that will be no problem, will actually help you guys because it shows more of a hardship. Which we thought, ok that makes sense, we had never been in this situation before so. We went ahead and requested to start their process, we stopped making our payments as we were told. And started sending them all of the documentation they had requested. Now it was just a matter of waiting to see when our new payment would go into effect. Well at least that’s what we thought. We were getting calls and letters regarding our mortgage payment being due. Countless letters in the mail regarding missing paperwork and signatures needed. We must had sent our paperwork to them at least 7 different times. I didn’t know what to do, we were getting further and further behind on our mortgage. At this point I started looking for other options and went online to see what else can be done. About a week later I received an email from Daniel at Legal Advisor Group. The title of the email read Wells Fargo Approval! I thought finally “Thank God” as I read the email I noticed it was an approval, just not our approval. I decided to give them a call, I figured it couldn’t hurt at this point. I was able to speak with Daniel, he was very polite and very professional. He asked about my current situation regarding our mortgage. I let him know what we had been going through with our bank, within 10 minutes of our call Daniel had already told me we are not going to qualify. When I asked why? He stated we didn’t make enough income and with my husband being on temp workman’s comp. The bank with not utilize that as actual income, I was so frustrated at this point. I had been dealing with our bank for months and speak with Daniel and he lets me know within 10 minutes that I am wasting my time. At this point I felt helpless and almost broke down crying on the phone with someone I barely knew. Daniel said not to worry, let’s finish up the application and see what we can do. And that’s exactly what we did, I gave him all the information he requested. And he got back to me within about an hour or so with a proposal. And the rest was history, we listened to everything they asked us to do from that point forward. And within 60 days they had our loan modification approved! They cut our payment down by almost $700.00 a month! We could not be more grateful to Daniel, Lorraine, and Suzie! Had it not been for them I don’t know what we would have done.

March 2015

APPROVED!!!!!

David & Linda Sunland, CA

I would like to say “THANK YOU” to Legal Advisor Group! After years of battling with our bank and being denied month after month. Daniel and his team were able to get us approved for our loan modification. I was so skeptical when I first received the call from Daniel, I remember our conversation like it was yesterday. Although I must say Daniel was very different from all of the others we had spoken too. He was HONEST, didn’t try to mislead us and tell us the same lies. We had heard them all, we need to sue the bank, we should file a lawsuit, and we need to get involved in a mass joiner. We did all of those things before and all we did was lose money and get further behind. When I mentioned that to Daniel, he basically stated all of that was a waste of time and he wouldn’t recommend that if we were serious about staying in our home. So I decided to take the initial application with him over the phone. He stated he would call me back within an hour or two and see as to whether or not they could assist us. When he called back not only was I surprised with the information he had provided. I was surprised that he called me back within the timeframe he had mentioned. One of the benefits of working with Legal Advisor Group was someone ALWAYS got back to us when they said they would. It’s just so hard to find that these days, people that actually do what they say they’re going to do. Needless to say I was impressed and decided to sign up for their services. And again everything happened exactly as Daniel stated it would from start to finish. The process took less than 60 days and we cannot be more thrilled with our results. Our payment went down over $900.00 per month, not to shabby. I am definitely not the type of person that usually will sit down and write something like this. But it was the least that I can do for them after they were able to help me and my family. If you are having trouble with your mortgage company I strongly suggest you give Daniel a call. He’s a straight shooter and will let you know right away whether or not something can be done.

Thank you again!


Honest & Trustworthy!

Jose & Janette of Ontario, CA

I wanted to write this testimonial just because of how upfront and honest Daniel was with me from the beginning. Needless to say I didn’t listen to him and lost money, but the least I can do is warn others. I had contacted Legal Advisor Group in regards to a loan modification. I spoke with Daniel and explained my current situation to him. I had explained to him that we had already been issued 2 modifications through Wells Fargo. We started having financial difficulties and contacted the bank and asked for an additional loan modification. Wells Fargo said that we can apply and they would send the paperwork out to us. We completed the paperwork and started going through the motions. After months and months of the run around we were denied. After being told by Daniel that nothing can be done. I started looking online and found someone that was willing to assist. Of course I had to pay a fee of $3,000.00 upfront, and I began the process again. And was assured and promised that it would be done and I was going to receive a 2% rate with a 40yr term. We were extremely excited, but unfortunately our excitement diminished when we received our denial letter. After receiving the denial letter I contacted the company and asked them what our next step would be? They basically told me there was nothing that could be done. I was so upset and frustrated and didn’t know what to do. So I decided to contact Daniel and let him know what had happen. Instead of him blowing me off, he was extremely compassionate and gave me a couple different websites and information to help us possibly get back on track with our mortgage. All I can say is that Legal Advisor Group is a LEGITIMATE firm! Give them a call and you can definitely expect the truth!


They got us Approved!

Jesus & Gisela of Bakersfield, CA I just wanted to take a moment and write about my experience with Daniel and the staff of LAG. From the start Daniel has been nothing but patient and professional with my husband and I. We signed up for service a few months ago. Our case took a bit long because my husbands ex mother-in-law wasn’t providing the documents we needed to get our package complete. Daniel and Lorraine were very patient but reminded us of the consequences. When we signed up were already 4 months behind, it took another 3 months to get the needed documents. At that time Greentree had put a sale date on our home. I didn’t know what to do, I would call Daniel frantically on a routine basis. He assured me they would be able to postpone the sale and they did just as he promised. Once our sale date was postponed I was able to get the remaining documents needed. Our package was finally submitted, and within 1 week our loan modification was approved. Our payment was even lower than Daniel had initially stated when we started this whole process. We are so grateful and happy that they were able to get the modification done for us. We had been trying to modify our loan for over 7 months. The bank continued to ask us for the same items over and over, finally I was upset and went online looking for help. A day or 2 later I received and email from Daniel and gave him a call. Like I said previously he was very professional and patient from the very beginning. I would highly recommend Daniel and the staff at Legal Advisor Group. They did exactly what they said they would do, not only did they save our home. But they were able to get us into a much more affordable payment, and we will now be able to not only make our mortgage payments. But we can finally start saving money and keep ourselves afloat.

February 2015

AMAZING!!!

Laura and Robert of Garden Grove, CA

Daniel, Lorraine, and Suzie. These three wonderful people made my modification experience a dream, not a nightmare. I had experience with other so-called modification specialist and was led down the wrong path. When I made my last and final inquiry, I was somehow put in contact with Legal Advisor Group and Daniel helped walk me through the initial steps. He also helped explain the modification process to my wife who just was at her wit’s end. We put our trust in Daniel and Legal Advisor Group, and with the help of his teammates Lorraine and Suzie, they made my worries melt away. I was even unsure when Daniel called and asked if I had a few minutes to talk (here comes the bad news). However, he congratulated my wife and me on a successful negotiation with our bank and explained the final process. They were all very professional, assured us that we received the best deal and hoped for our success in living in our home. We are now on the road to regaining our sanity and fulfilling our desires of remaining in our home. Thanks you so much for helping stay in our home you guys!

God Bless you all…


Totally Trustworthy!

Michelle and Randy of Cerritos, CA

Thanks to Daniel, Lorraine, and Suzie and Legal Advisor Group, we now have our home loan modified! For over two years we tried to work with Bank of America and modify our interest only loan. There were hours of paperwork, driving to and from the Bank of America home modification center, only to have the person handling our case to, all of a sudden, leave their job. We waited one month before we received a phone call informing us the person handling our case had left the company.

Bank of America sold our loan to Greentree and informed us they would not do a modification. We looked on the internet and came across Legal Advisor Group. Daniel actually sent us an email with an example of a recent Greentree modification they had completed. We were hesitant about giving all of our information to a total stranger. Little did we know that contact was the best move we could have ever made! It did not take long for Daniel to gain our trust. Daniel explained the process to the both of us. It did not take long speaking with him to understand he was very positive about our chances of qualifying for a modification. He knew what he was talking about. Daniel would always answer our calls. This was very comforting, anytime we were concerned about a letter received or a certified notice delivered at our door, Daniel reassured us to stop worrying. After 3 months, we got our modification. Thank you, Daniel, Lorraine and Suzie for your honesty, integrity and knowledge. You have given us peaceful days and nights, and we will be forever grateful.


They are truly Miracle Workers!

Melanie & Jim of Moreno Valley, CA

After experiencing health problems, which dramatically changed our financial situation, our home was in jeopardy. Legal Advisor Group helped us save our home by negotiating with our lender and reducing our mortgage payment (plus taxes and insurance) from $4,236.75 to $1,790.14! Daniel oversaw our case from beginning to end. He stayed positive and maintained professionalism throughout. Speaking with him was always a pleasure. Lorraine was amazing! We really appreciated how great she was at correspondences (she returned emails and phone calls within short periods of time). And when she returned emails and calls, she answered the questions that were asked of her.

Suzie was kind, friendly and patient. This process can be overwhelming and even frustrating, to be honest. When she joined our team… she made it a little bit easier… a little less stressful. When I was at ease, I was able to put my husband at ease, which is always helpful. 🙂 Overall, I seriously doubt we could have gone through this process and gotten the results we got in the short time period we got them without Legal Advisor Group. Thank you so much for all of your hard work and honesty!


Legal Advisor Group helped Me!

Bryce of Merced, CA

I’ve been trying to get a loan modification on my home but have been turned down 5 times. I asked my bank for assistance, but they didn’t grant the request. I was in a really difficult situation so I figured I should get someone who knows what they’re doing.

I chanced upon Legal Advisor Group on the internet. I was a little concerned to start with it because everyone told me, ‘Don’t go to a 3rd party.’ I figured I couldn’t do it on my own so I think I’d better get a firm that has the experience and reputation. I can remember when I first spoke with Daniel. He told me what they needed, and I went about getting it formed. I went down to their office twice because I wasn’t sure what to do. They sat down with me and talked to me. Obviously, everything went fine and I got my modification.

They were able to lower down the monthly payment from $3714.02 to $2,214.55 with taxes and everything else included. This made things a lot easier for me. It relaxed me, and I was able to get off some of my prescription medication (no joke). I had a lot of stress then, and they helped me get rid of the stress. I have recommended Legal Advisor Group to anyone and everyone that I have encountered that is looking for assistance regarding their mortgage. I can assure you, if you give them a call they will tell you exactly what is needed to get a loan modification done. One of the things I truly appreciate is their honesty. I know some of the people I sent over Daniel stated they could not help. But again at least he was honest and didn’t try to just lie and make up stories.

January 2015

Maria of San Mateo, CA

Legal Advisor Group helped me out and reduced my payment. This firm has saved me significant amount of money. We saved over $1,400 on my mortgage because of them. I’ve referred people to them. In fact, I’ve just referred my sister to them because she’s in a bad loan too. And there was this one person who I did refer to them. He was, ‘No way. I don’t think we can help them.’ That proves they’re not robbers. They are there to help you. I don’t have anything negative to say about them because they helped me tremendously; they helped a friend of mine tremendously; and I’m hoping they’d help my sister too. Yes, I speak very highly of them because they only do what they say they can do. I highly recommend them to anybody modifying their loan. Excellent.


Tony of Pico Rivera, CA

I went through other loan modification. I got a brochure in the mail, so I decided to try it for the last time. I was going through sale dates over and over and over for about two years. So I decided to contact Legal Advisor Group and I can’t tell you what a blessing it was when I was able to talk somebody that knew what I needed to do about my loan modification. Daniel was also very helpful because he stood by what he said and his advice. I would also recommend Lorraine; she was very excellent as she went through the loan modification as well. Finally, with all their help, I got my house to a fixed rate and the principal was reduced. They also helped me with my rental and they did a good job. I would recommend Legal Advisor Group to anybody. It was a pleasure working with Daniel and Lorraine.


Victor of Riverside, CA

Our home was about to be lost because I had a bad mortgage that was going up every year and I needed a loan modification. I had tried before to do it on my own and failed. I knew I needed help and the more I learned about Legal Advisor Group, the more I was convinced they would do the best job. My modification was very complicated because I own the home with my ex-wife but only I live in the home and I am self-employed and have 2 renters in my home. Daniel and Lorraine at Legal Advisor Group walked me through the whole process and took care of everything. It was very complicated and I would never have succeeded if I was doing it on my own.

I worked closely with Daniel and Lorraine and they always let me know exactly what to do next and answered any and all questions. Through the whole process, they were very confident that this would work out since all the numbers were correct and they have done so many of these successfully. And in the end, my loan was modified! I got the best possible modification which even lowered the principal by over $100,000 and the interest rate is a 2.00%. My home is now saved and I will easily be able to make these payments saving me more than $1,200.00 a month. Thank you very much, Legal Advisor Group. I highly recommend Legal Advisor Group especially since they won’t even take you on as a customer if they aren’t very confident that they can get your mortgage modified.


Gary & Kathy of Stockton, CA

I was very hesitant about Legal Advisor Group, because two years prior we went with a company that took us for $4500.00. However Daniel at Legal Advisor Group assured us that would not happen since they DO NOT collect any money upfront. Daniel, Lorraine, and Suzie did an outstanding job. This resulted in a $945.24 less per month and principal down $50,700 first year, and the same for the next 2 years, total reduction of $167,000. I could go on and on about Legal Advisor Group, all of which is positive. I am just extremely glad to know that there are still good people out there helping those that need it the most. Give them a call, you won’t regret that you did.


They’re the BEST!

Roger & Mary of Sacramento, CA

Legal Advisor Group is the real deal! Daniel, Lorraine, and Suzie were the ones that made it all happen for us! Daniel always answered my questions and concerns! Lorraine and Suzie paid attention to the details they needed without compromise and got the job done! Even though I was not upside down on my home, I got a modification that I can live with! If you have a loan that is known as a “pick a payment” loan, I highly recommend you contact Legal Advisor Group and speak with Daniel. He will be honest and upfront with you all the way! Thank you, Daniel. And  Thank you, Lorraine and Suzie your guys are AMAZING!

December 2014

They helped me!

Debbie Hollister, CA

I got a call from Daniel at Legal Advisor Group. And I was just thinking about trying to find somebody to help me do this at the same time. So we just started talking and we just said ‘Okay, let’s try it out.’ So we went back and forth a little while. Of course, I was skeptical. I didn’t think it was going be as helpful as it turned out to be. I was kind of scared, because you know, there’s a lot of scamming going on out there regarding modifications and this and that. So I was really concerned about that. Then when he showed me their website and everything I read about it, we decided to do it. And everything followed, because we really needed the help. Once I started talking and getting information, Daniel had laid it all out for me held my hand through the process. And then when I got over to the Lorraine and Suzie, we did most conversation by email. Everything I needed to do I just emailed it back. So the process was fairly quick. I didn’t have any problems working with either one of them. And they were able to lower my mortgage payment; it was $3700 down to $1700. Now, I am actually able to afford my mortgage payments without feeling so overwhelmed.


Honest and Trustworthy!

Edgar of Madera, CA

I just wanted to take a moment to write a quick testimonial regarding my experience with Daniel at Legal Advisor Group. Although they were not able to help or assist us in any way, I felt that I had to write about my experience. Daniel was very sincere and professional during the entire conversation. Even when he knew he could not assist us, he didn’t just try to get off the phone with me. He in fact gave me a few recommendations and phone numbers as to what I could try and do since we did not qualify financially. I wish I had spoken to Legal Advisor Group 9 months ago when all of the mess started. I would definitely not had been in the current situation we are in now. But I just wanted to say Thank you and I truly appreciate the honesty.


Naomi of Antioch, CA

At the time when we came to Legal Advisor Group, we were behind three months on our mortgage payments. Our rate went from 7.75% adjustable rate was brought down to 2.375% fixed rate! Our payments were $2,486.00 negative ARM. Our new payment will be $1,740.00 PITI fixed rate! Daniel, Lorraine, and the whole staff at Legal Advisor Group have been a blessing in our lives. We will forever be grateful and will not for and instant think twice about recommending them to anybody in distress regarding their homes. Thank you, thank you and God bless.


Gisela of Bakersfield, CA

We get to keep our home after 4 months! Daniel is amazing. He kept our spirits up and was always very positive, which is what we needed with the endless scare letters banks send. Lorraine was always on top of everything. She never missed a beat. She called and emailed every time she said she would. Service like this is just about unheard of nowadays. Neighbors of ours told us about Legal Advisor Group and they could not have done anything better for us! To us, this is winning the lottery. These guys are professional, prompt and extremely knowledgeable. Truly, we would not have gotten this outcome without Legal Advisor Group.


Tony of Wildomar, CA

I was convinced that Legal Advisor Group was not just another company but one that can live up to “exactly” what they stated they would do. With this in mind, they did not make any promises that they could not keep. With this said, everything was professionally expressed in a way that declared honesty. As time went on, I would get a request to send docs. I expedited as they wished. Last week, I called to make sure that they didn’t go out of business like some of the other companies. Daniel persistently stated, “We are not going to leave you unattended,” and mentioned, “Legal Advisor Group is not going anywhere; trust me!” Today, 12/15/2014, I received the approved letter from Bank of America that a new Loan Modification has been approved with a principal reduction of $74,481 and a reduced fixed mortgage monthly payment that will make it affordable to keep our home.

Now if there is anyone out there that is in denial, at this time, I will tell you that I’m a perfect example that miracles do come true and having faith. There is hope. Daniel and Lorraine made me a believer. Please understand that I’m not the sensitive type of person, more a shy bully type kind of guy not known to be emotional but after expressing my honest truth of this chapter in my life, I am very grateful l for what Daniel did for me by not giving up on me even when I was so negative and Lorraine and Suzie for their hard aggressive work in negotiating this process. Words can’t express the happiness that has fallen on my wife. Daniel, Lorraine, and Suzie God bless you. Thank you!

November 2014

This place is Legit

Luis of Menifee, CA

To anyone ever is interested in a loan Modification Legal Advisor Group is the place. They helped me when Bank of America did nothing but give me the runaround. And even with an attorney Bank of America tried to delay this. But Legal Advisor Group was able to get it done just as they said they would. My mortgage payments went from $1888.98 to $1056.98. I don’t care what kind of money you make 800.00 dollars a month is a big difference. I cannot be happier with the way my file was handled by Daniel and the staff at Legal Advisor Group.


Honest and Dependable!

Jacklyn Yorba Linda, CA

Legal Advisor Group is way above the rating of just five (5) stars and is to be commended for the success of working beyond normal hours in a day to get a “Loan Modification” approval for my home. My husband and I had searched online, spoke with Realtors and several legal firms that supposedly specialized in loan modifications, etc. but, the only firm that my husband and I felt comfortable about entrusting our faith in was Legal Advisor Group. The initial call to seek assistance was positive because my husband was assured of their honesty and professionalism in representing all of their clients. It had taken us two (2) years before there was any type of breakthrough in successfully getting any “relief” or serious assistance.

Daniel, Lorraine, and Suzie (3) of the most professional, consistent, honest and hardest working staff associates at Legal Advisor Group stepped up to the plate to assist. The 3 of them certainly and definitely earned my trust and confidence in what I thought was almost an unachievable end to a complex situation. There persistence in accomplishing a successful approval for their clients were able to do just that and the final approval results for my loan modification were as follows: (1) the monthly payment decreased from $4,763 PITI to $1,914 PITI!!!; and (2) rate adjusted from a 4% adjustable to a 2% fixed rate!!!

Daniel, Lorraine, and Suzie thank all you again and again will not be ever forgotten. Thus, to say in closing that I had never come in contact with anyone that I entrusted my overall business affairs to handle without a shadow of doubt for a brighter end. Thank you, Suzie, Lorraine, and Daniel Legal Advisor Group Staff Associates for your professional sincere service, with great gratitude for your commitment to a successful loan modification approval.


Legal Advisor Group A+A+A+A+A

Stephanie of Fullerton, CA

My experience with Legal Advisor Group was nothing short of exceptional! Daniel, Lorraine, and Suzie are the best in the business! They were all extremely helpful and quick to respond to any questions I had! I was a little skeptical at the beginning! I just kept wondering why I couldn’t do this myself, but the paperwork was overwhelming! We had fallen 3 months behind in our mortgage when we knew we had to do something and found Legal Advisor Group! I could not ask for more – we went from a 7.8% IO Adjustable loan to a 2% fixed rate! This lowered our payment from $2,084 to $1,100! Daniel, Lorraine, and Suzie were all the best! Definitely worth the money we spent to make this headache go away and be able to get back to our normal lives.


Honest & Reliable

Eric in San Mateo, CA

I didn’t realize that my husband, Eric, and I were so much in debt until one day I came home from teaching classes (I teach Early Childhood mom and me movement and music classes) and Eric sat me down and told me that we were way over our heads in debt. He had been borrowing from credit cards and refinancing so we could live the lifestyle we were accustomed to, keep our house and not have to move. Eric had tried a couple of years ago to modify our loan with Bank of America on his own. He was put on hold, had to do follow ups providing updated info monthly for almost a year and after all of that, we were turned down. We needed help!!!

Eric was attending a networking event where he met a Mortgage Broker. She told him that she could help us get a loan modification and also then credit repair. We gave her all of our debt and expenses info and for several months continued to send her updated info as well as $1,000/month. I emailed her several times during this process for updates. In some cases, I waited several days for a response to be told that it was still in the process and that this process takes time. I was very frustrated and highly suspicious if she was working on our case or just giving me the runaround.

Eric was attending another networking event. When he was talking to a vendor, he happened to mention loan modifications. This vendor had just done her own loan mod and she highly recommended Daniel at Legal advisor Group. Daniel happened to walk up at that moment and was introduced to Eric. Daniel, Eric and I met for coffee in Oct. 2014 to discuss the process of getting a loan modification. I was EXTREMELY skeptical and uncomfortable talking about our financial situation with a stranger and involving him in our financial issues. How were we going to pay for this? Daniel assured me several times that he could and would work hard to help us with our financial situation so we would not lose our house. Also, there was a way to work out the expenses. Daniel then told us that Mortgage Brokers could work on loan modifications but could not charge any upfront fees. I was furious and shocked that the mortgage broker had lied to me and had taken our monies upfront. We fired her!!

We started our process working with Daniel, Lorraine and Suzie at Legal Advisor Group shortly after our coffee meeting. They all worked quickly and efficiently. They got the bank to approve a 3-month trial period in Nov 2014. Our loan modification was approved in Feb 2015. Our monthly payment before the modification was $3,280 with an adjustable rate that went as high as 9%. Our payment is currently $2,600.61 at a 2% fixed rate for the next 5 years and it will not exceed 3.375% for the term of the loan (30 years). We cannot thank Daniel and Legal Advisor Group enough for their work ethic, professionalism and most of all for their commitment to help us with our loan modification. I would highly recommend Daniel and Legal Advisor Group to anyone.

October 2014

They are the REAL DEAL!

Grace of La Puente, CA

I was referred to Legal Advisor Group by a close friend. I contacted Daniel and he explained the process to me and got me started with the modification. Lorraine was the person in charge of assisting me with gathering all of my documentation. I was a little nervous about the whole thing, but as time went on I became more comfortable. Lorraine kept in touch with me and let me know what documents to send. There was a lot to send, but thankfully my son is good with the computer and he was able to email everything from home so I never had to drive to their office in Lake Forest. Daniel and Lorraine were very professional and patient with me. I would definitely recommend Legal Advisor Group to anyone who needs to modify their loan! It worked for me. I saved $500/month.


Worked for Us!

Frances of Eastvale, CA

If you are skeptical about Legal Advisor Group and their process, you are feeling like my husband and I did when we first talked to Daniel. Back in 2014, my husband and I tried to get a loan modification on our own, and very quickly we were turned down. So we just thought we had no hope in sight. To stay afloat, my husband cashed in his 401k. When that was gone, we were using credit cards to buy food for the house, put gas in our cars, buy necessities, and the list goes on. We were at a point that if we didn’t get help, we were going to lose our house. So I called Legal Advisor Group and spoke to Daniel. He asked me a few questions and explained the process to me. I was very skeptical and I told him up front that I had reservations because I knew people that paid for help and ended up being scammed and in the end lost their home. He assured me that he would do all he could do to keep that from happening. He also let me know that they don’t charge any monies upfront and we would only pay upon completion of the modification process.

Well, here it is, 4 months later, and we were approved. We had a mortgage payment of $2,606.00 that was just PI, our new payment is $1,743.00 PITI. Also, they were able to get our interest rate reduced down from 5.6% to 2% fixed!!! What a great feeling. The whole experience with Legal Advisor Group was wonderful. Dedicated and experienced staff who know the loan modification process. Worth every dollar spent on their services. Daniel, Lorraine, and Suzie, thank you, thank you, and thank you! You guys are the greatest. Don’t wait any longer. Call Daniel. You’ll be glad you did.


Take a Chance, I did…

Bill of Riverside, CA

I am here to say in my own words that Daniel, Lorraine, and Suzie at Legal Advisor Group made it happen. Words alone cannot express our gratitude for the professional help and experience helping us modify our home loan, when nobody, and I mean NOBODY, would even consider taking on our modification because of our beautiful “Manufactured Home”. Everyone said “they can’t do it”. Well after going through that way too many times, I lost hope, became very skeptical of anyone who said they could do it and trusted no one. After emailing Daniel at Legal Advisor Group, he called me within 10 min. and said he could help. I didn’t believe him or trust him, and blew him off. About a week later, he called back and I grilled him, questioned him, and told him I don’t trust him and don’t know him and don’t trust him with our home. I told him I wanted to meet him and grill him more. He invited me and my skeptical wife to his office. So we went.

I cannot convey how happy I am that Daniel earned my trust to follow through with their program. With our payment going from $2,106 PITI to $1,323 PITI saving $1,774 a month! Daniel, Lorraine, and Susanne took our loan from a 6.875% rate to 2% fixed rate AND $137,622 in principal extinguishment! Legal Advisor Group have made me very thankful and very happy with the service that I have received from them. I highly recommend giving them the opportunity to help you. I let my guard down for just a moment, and they proved to me and my family that they are for real! Give them a chance, it’s worth it. You will not regret it. I don’t, my wife doesn’t, and my whole family are very thankful for Daniel being more stubborn than I and convincing me that he could make it happen. Thank you, Legal Advisor Group

September 2014

Words Cannot Express…

Cindy of Santa Barbara, CA

I want to extend my sincere thanks and true gratitude to Daniel, Lorraine and Suzie for all their work on our Home Loan Modification!! My husband and I could not qualify for any of the government refinance programs out there. We didn’t have a Fannie or Freddie Mac Loan. I have to say that Legal Advisor Group was the best firm to work with. They are very professional an outfit!! The representatives that assisted us throughout the process was fabulous, great listeners and very helpful when we needed it most. I have to say that at first, my husband and I were very pretty skeptical at first, but Legal Advisor Group proved to us that it was possible and they could help us do it.

Our new loan modification was reduced from 5% to a 2% loan and the new payment is saving us over $1000.00 a month. I am excited with the outcome and enjoyed working with them. I would definitely recommend this firm to anyone that needs assistance.


Good People Do Exist!

Diane of Canyon Country, CA

I was very skeptical about trying to get a loan modification. I was contacted by Daniel at Legal Advisor Group. I had a variable rate of 3.5% and couldn’t refinance because we didn’t have enough equity in our home. Daniel explained everything their firm would do for me so we decided to hire Legal Advisor Group. After I hired Legal Advisor Group, I was contacted by Lorraine who helped me with getting all the paperwork I needed. Once my package was submitted, I was contacted by Suzie. She was fantastic in communicating with me to let me know what would be happening with my modification. I believe that because of her, my modification was approved rather quickly. I went from a 3.5% variable down to a 2%. I’m saving almost $600 a month. I want to thank Daniel, Lorraine, and Suzie for all their help in making this happen. I will be forever grateful.


They did it!

Julia of Sacramento, CA

My sincere thanks go to Daniel and Lorraine of Legal Advisor Group. These two worked so hard just to get through and have my modification approved. Since 2008 I have been trying to get our home refinanced. I have worked with our bank for years, but never successful amidst submission and re-submission of all requirements. My application is always declined and seemed hopeless. I’ve searched and inquired from several modification companies and law offices, but I never felt that they could help me. When I received a foreclosure notice from the lender, a relative advised me then to seek assistance from Legal Advisor Group. I found myself talking to Daniel. He is very nice, accommodating and very knowledgeable on the subject.  I got approved for a 2% fixed rate with a monthly payment from $3946 to $3050 (principal, interest, taxes and insurance). By far, Legal Advisor Group is the best firm that I have had the opportunity to work with for my loan modification. I would highly recommend it to my colleagues, friends and those with problems trying to obtain a loan modification of their own.

August 2014

When Daniel contacted me from Legal Advisor Group, my wife and I had already gone through the process a couple of times on our own. Unfortunately, on both occasions we were denied. Therefore when I spoke with Daniel, I had many doubts and was very skeptical about the possibilities of them helping us. In talking with Daniel, he was very professional, patient and explained the whole process to me. Even after we got cold feet a few days into the process, Daniel was always available and confident. It really put our minds at ease.

At the time when we came to Legal Advisor Group, we were current on our mortgage payments. However, as with a lot of families over the last few years, we were very upside down in our house. Our daughter had open heart surgery a few years ago and we both took time off to care for her. Bills piled up, salaries were reduced, home prices fell, and gas prices, groceries, etc. went up… an all too familiar story for a lot of people. We could not breathe. Our finances were so tight.

At the start of everything, our rate at the time was 5.45% and has since been brought down to 2% fixed rate! Our payments were $3,095 a month. Our new payment will be $1,255 PITI! Daniel, Lorraine, and Suzie you 3 are amazing! Not only did you two achieve a 2% fixed rate for the life of the loan, but also a whopping $168,445 principal reduction. We will forever be grateful for helping us save our home, and wouldn’t think twice about recommending you guys to anybody in distress regarding their homes. Thank you, thank you, and thank you!!

Raymond of Riverside, CA


I was a little hesitant to call Legal Advisor Group, but one day I just decided it couldn’t hurt to hear your pitch. I had been turned down countless times when I tried to refinance my home loan. I spoke with Daniel. His approach made me feel very comfortable. This helped me to go ahead and listen more. I decided to go ahead and see if I was eligible for the HAMP. Happily, It appeared that I did meet the criteria and so the process began. I got all of my paperwork together and waited. It took about 3 months, but I finally had not made enough mortgage payments and completed my file so that Suzie was able to let me know that my package was sent in. I waited again and then I got the very good news that my loan modification was approved by Chase.

I will begin my trial period and then I will be set. I am very pleased. My payment is going from $3,838.32 PITI to $2,777.22 PITI! That’s a savings of $1,061.10! Legal Advisor Group took me from a 3.625% adjustable rate to 2% fixed rate! I thank you all and especially Daniel and Suzie for their professionalism and delivery of the good news! I was sure that I would lose my home, but Legal Advisor Group had ensured that will not happen.

Jim of Brea, CA


Well Worth the Money Carrie of Whittier

Daniel and Lorraine of Legal Advisor Group did an outstanding job for me on my home loan modification. Daniel pretty much made it an easy decision after listening to him go through all of the scenarios. Seriously, it was a very difficult and stressful decision to make and he assured me that I did have a good case. One of the ways I figured out they were honest was to have a friend talk to him about her property. He told her that he couldn’t help her, so I knew they weren’t just trying to get everybody’s money! Daniel was always available by phone and never let me feel stranded or like I had made a mistake by choosing Legal Advisor Group, while Lorraine stays in the background getting the job done.

They are a great team, which I strongly recommend using their services. My payments went from $1,795 PITI to $1,219 PITI, and from 5.6% to 2.6%. I was skeptical beyond belief at the beginning, but this is real. These are the right people to handle a remod for you. Please don’t make a mistake with your whole life and future by trying to do this yourself or hiring an un-reputable company. Give Legal Advisor Group a chance. It paid off for me.


Thanks Again!

Jim of Redondo Beach Ca.

I would just like to thank Daniel, Lorraine, and Suzie for their efforts they put in to help my family get a loan modification. It is comforting to know that we now have payments due that are affordable and allow us to remain in our home. Their service was phenomenal. Their patience with all our questions and their step by step guidance got us through the process. Thanks so much.

July 2014

My husband and I know exactly where you are at – why? Because our story is so much like many others. We’d been having a tough time making our payments on our mortgage. We watched helplessly as my husband’s job, working in visual effects for the film and television industry, quickly moved almost completely out of the country, seemingly overnight. Before long, our monthly payments became more of a burden than we thought possible when we purchased our beautiful home.

Through no fault of our own, we were desperately in need of help. Otherwise — well, to be honest, we don’t like to think about otherwise.

Well, find help we did. The folks at Legal Advisor Group saved our home. Daniel and Lorraine worked incredibly hard to negotiate with the bank and the results are stunning. On July 8th, we were approved on an FHA Loan Mod. Our monthly payment went from $3,410.89 to $2,622.61 Principal, Interest, and Taxes & Insurance. That’s a monthly savings of almost $800 per month! Overnight, we went from feeling out-of-control to once again being in command of our own destiny. It’s that significant.

As an attorney, I would not even think of attempting it myself. I knew that we needed people well versed in how to deal with the bank and who knew what formula needed to be used in making that determination. These guys are that good. They were in frequent contact with us, answered all our questions and phone calls were returned in a reasonable amount of time. The experience is as positive as all these others you’ve read. I have no hesitation recommending Daniel, Lorraine and Legal Advisor Group to anyone.

Julia of Stockton, CA


I am so glad I decided to call Legal Advisor Group to help us with our loan modification. I was very skeptical at first, but after speaking to Daniel, he answered all of my questions. So I decided to go for it and couldn’t be more pleased with my decision. My rate went from a 6.65% adjustable rate to 2% fixed rate and my payment went from $1515.01 PITI to $493.97 PITI with the principal reduction of over $90K. Daniel, Lorraine, and Suzie you guys are the best. Thanks again for all of your help and hard work. I would recommend Legal Advisor Group, Daniel, Lorraine and Suzie to anyone.

Corina of Mendota


With the highest level of gratitude that is humanly possible, I want to express just that, to Daniel, Suzie, and Lorraine. Thank you, Daniel, Lorraine and Suzie – It took a village to get my family through this desperate, emotional nightmare and you were exactly that – You were our Hail Mary in this awful game of “modification roulette”. I want to share our story with others, and encourage them to have the strength to move forward with Legal Advisor Group, and never give up in saving your home. I was reading these exact testimonials 8 months ago, feeling desperate, skeptical and out of options! Please read on:

Our family home of 47 years was on the verge of foreclosure. In a nutshell, our monthly mortgage payment went from $1,431 in 2007 up to $3,149 within five years. We were more than $100,000.00 upside down on our loan with no relief in sight, and sadly could no longer afford our current monthly payment. In August of 2013, we reached out to IndyMac Mortgage Services for assistance and followed their steps to request to have our loan modified, filling out forms and forms and forms and submitting financial information over and over. It was clearly a runaround, setting our hopes high. We then received a letter of denial on October 11, 2013.

On Jan 16th 2014, Legal Advisor Group Daniel, through odd circumstances, had a phone conversation and I listened to what Legal Advisor Group had to offer, and then our journey with Legal Advisor Group turned into a dream come true. With the services and support of Legal Advisor Group, we were just approved for a Loan Modification. We went from a 5.465% to 2% fixed rate. Our family home is saved and, more importantly, it will stay in our family for many generations to come. We are very pleased and forever grateful to Daniel and Lorraine and Suzie’s hard work. Thank you.

Catherine of San Diego


I had been trying to reduce the amount of my mortgage payment for quite some time. As a teacher in California, my salary has dropped over the past four years, and with rising prices, it was more and more difficult to meet my financial responsibilities each month. I’m a skeptical person, but once I connected with Daniel at the Legal Advisor Group online, originally, and then after speaking with him over the phone, I decided to let them help me. I truly felt that there was no other way to get a loan modification. The process was explained to me and after a few weeks, my application was submitted to my mortgage company. The waiting was the most difficult and my impatience did not help.

Every time I contacted Legal Advisor Group, I was reminded that it was a process and it takes time. Each time I had questions, they were answered, and my negotiator, Suzie was very patient with me. Finally, the news arrived that my modification had been approved. Legal Advisor Group was able to get my mortgage interest rate dropped from a 6.25% adjustable rate to a 2% fixed rate, and lower my monthly payments considerably. The relief I felt was overwhelming, and I suddenly feel capable of facing and handling my financial situation. Legal Advisor Group is responsible for that feeling. If someone is feeling overwhelmed because of their mortgage, and it seems as if their home is draining them, financially, a call to Legal Advisor Group is highly recommended. Ask how they can help.

Steve of Anaheim

June 2014

I am writing this as a thank you and a well-earned recommendation for Daniel and Lorraine at Legal Advisor Group. I answered Daniel’s unsolicited email after Chase raised our house payment $1,100 on our last (and we thought FINAL) modification. We were VERY skeptical, and I will say desperate. We did not know anything about Legal Advisor Group, but I went to their website, I talked to them honestly about my concerns, and now, I am grateful that these wonderful people came into my life. Legal Advisor Group is the real deal. I will be forever grateful to them for their help. Do not go to anyone else! Today, we were approved for a modification, our third try with Chase. We were $50,000+ behind in our house payments, we had declared bankruptcy and our mortgage was in default. We had told our children (teenagers) that we were probably going to have to move from our house of nine years. A home that we had poured our heart and soul into (and every last dime we had!).

Thanks to Daniel and Lorraine, our house payment will be $2,927.00 PITI per month, from $4,111.00, PITI… We went from a 5.2% fixed mortgage to a 2% fixed mortgage. (Can you believe that!!!?) We now think that we will be able to stay in our home through retirement (which is about 10-15 years away) but we certainly thought about this when looking at the bleak situation we were in. So many things were put on hold because we weren’t sure about where we would be 2-3 months down the road. My husband had a garage full of boxes so that he could be ready to move at a moment’s notice. He was constantly on edge, and we fought a lot about our housing situation. It’s very hard to put into words the relief that my husband, myself, and my children feel at this point. It’s a miracle. And I mean it. And it was brought about by the great people at Legal Advisor Group. They really went to bat for us, and I cannot begin to thank them enough. Do Not Hesitate to call them. It will be the best thing you ever did.


Tried loan modification with Wells Fargo for 3 yrs. First time I tried a modification was in 2009. I hired a law firm in Costa Mesa that promised me a loan modification. I paid $3000 up front. They told me that they can help me and told me that I qualify for a modification as long as I can pay them the $3000.00, I should get a modification. They just took my money. The attorney’s office told me to stop making my payments to get modification. I was with him for 1 year; he did never do anything for me. I was 1 year behind and did not want to lose my home. I called the bank, Wells Fargo, my lender on my own. I was able to get a loan modification. It was not a good modification but I was 1 year behind. They threatened to sell my house. The modification they offered me was @ 5% for 30 years.

I had no choice to take the modification. My payments went up by almost $400 per month. Even though I could not afford it, I took it to save my family’s house. I survived for one year; my wife and I were working 2 jobs each 6-7 days a week almost. After one year, I had surgery on my feet. I work in catering which requires 12-14 hours a day standing on my feet. Due to my surgery, I went on disability for 3-4 month, losing almost 50% of my income. So I no longer could pay my mortgage payments. So again I went behind. Then I started to look for help again, but the people I hired called the bank and they told me that the bank would not approve a loan modification, and told me that I need to short sell my home. All these people wanted to do is to short sell my home. They had no intention of helping me to keep my home.

I have 4 people living in this house. I have owned the house for 7 years. I put down a $150,000.00 down payment and I did not want to lose my home and my investment. I had to move to Las Vegas part-time because due to the bad economy there were not enough jobs in Orange County for catering. When I moved part time to Las Vegas, I still worked 2 jobs. I had a rental property in Las Vegas and a home that my family lived in Garden Grove. I hired an attorney to help me with a loan modification for both homes again. The attorney lost my home in Las Vegas and almost lost my California home, too.

About April of 2012, I was so desperate to get help again I started asking the people I know if they know anyone that can help me again. One of my co-workers referred me to a real estate agent to help with my modification to save my home. She took over $4000 from me again up front, to either do bankruptcy or a loan modification. I found out that she filed some paper work for me to file Chapter 13 Bankruptcy. I was so desperate I hired her to get the modification. All she did was to file a Chapter 13. When I went the court, the Trustee asked for my attorney; I was the only one in the court that did have an attorney. The trustee asked me if I want to keep my home. I told her absolutely I want to keep house. She told me to go hire an attorney in California, bankruptcy is not the right choice for me.

One day I got a letter or an email from Daniel. I was so shell shocked. I did not trust anyone and did not even want give any information about my case to him. Daniel was professional and explained a bit about himself and Legal Advisor Group. He told me that because I have been ripped off so many times before, I need to check Legal Advisor Group credentials. When I saw the websites and the testimonials, I felt a sense of trust and comfort to @ least give my financial information to him to see if they can help me. Talking to Daniel over time, I began to have some trust in what he was saying. So Daniel first took an application on me and did not promise anything except that he will come back to me to tell if Legal Advisor Group can or cannot help me. When I spoke to Daniel I felt, based on his professionalism and knowledge, a great sense of comfort to at least look in the process.

After Daniel had my case reviewed, he came back to me and told me that I do qualify for a loan modification. Daniel also stated that there would be no need for me to worry because there is NO money upfront to start the process. I even felt more reassured that Legal Advisor Group could help me. He was very helpful and professional; they told me the truth about the outcome and what can be expected. Even though they told me that there are no guarantees they told me I do have a good case and they will do everything to get me a loan modification.

Daniel was kind enough to come to my house in Garden Grove to bring some paperwork for my wife and I to sign. Then I went ahead with the process. My processor Lorraine was helpful in getting all of my documents together in my case. Going into to the modification process, I know we had a very complicated case, but Daniel and the staff @ Legal Advisor Group helped me through the process. Once my file was ready for submission it was assigned to Suzie as my negotiator and she worked very diligently on my file. Suzie did an incredible job putting my file together and negotiating very diligently with Wells Fargo. I feel lucky to have such a great negotiator who got me a great modification. Because of the real estate agent’s mistake, I had to wait 30-60 to get the Chapter 13 dismissed to get a modification.

Through the whole process Daniel always returned my calls even late @ night. I was very stressed out and did not want to lose my home. My wife did not want me to hire or pay anyone else anymore. She kept telling me that we will lose our money and our home, but I had faith that Legal Advisor Group could help. When I spoke to Suzie a few days ago, she told me that we were approved for the loan modification. I almost did not believe it; it has been 3 years.

Here are the terms of my modification: I owed over $685000, was paying 5% interest rate and my payments were $4373 per month. I got a great modification with principal reduction and my new payments are $2254, my monthly savings are $2119.00 per month. This is amazing. Now my family and I can finally afford to live in our house with a great payment and I did not have to give Wells Fargo the $70,000.00 to $80,000.00 in back payments either.

I know that it’s hard for people to trust anyone and most people just want to take your money and short sell your house. Legal Advisor Group is the only trustworthy firm that you need to call. Make sure you ask for Daniel. I am sure that if they can help me with being behind almost 3 years and having had 2 sale dates, and they saved my house, they can help you too. No one ever really wanted to help save my home. Legal Advisor Group did and I cannot recommend them enough and if you want to talk a family that has been ripped off 3 times and almost lost their home, ask Daniel to call me. I assure you, not only you can trust them but I know that if anyone can help you, Daniel and Legal Advisor Group can assist. Please don’t trust anyone else.

Eric of Garden Grove

May 2014

True Professionals!

Lawrence of San Diego Ca.

I had received an email and thought it was basic spam or junk mail. I saw they had a number on there so I called Legal Advisor Group. Daniel, my case manager, was acting contact in about ten minutes. Then we proceeded to go from there. He’s quite the professional and walked me through the program. My wife was quite apprehensive and we got her through that. There was a lot of TLC. We went all over what he thought and what I thought and because of issues on my former company, he got us through it. Lorraine was a miracle-worker on her part. They made things happen.

The follow-through was really good. If something happens, they got back in touch with me within a 24 hour period. Even though it took a couple of months to get this done, it wasn’t for lack of trying. I mean they got the information to me, I filled it out, gave it back to them. They lowered the mortgage payment but Wells Fargo had the mortgage. They did not want to drop the amount. We just woke up, got the mortgage payments lower, and we still have the house.

Overall, I think they’re top-notch. I’m with sales since ’85, and I’ve been doing retail work 16 years before that, so I could appreciate somebody that does retail. The experience was very educational, and I would not have been able to do that without their help, there is just no way. I would recommend Legal Advisor Group to a friend.


Truly a miracle for us!

Toni & Roberta of Cascade Ca.

May 12, 2014 was the call that finally came and change our world: Daniel, Lorraine, and Suzie, and all the staff at Legal Advisor Group, it has now been two weeks since I received that call from you, explaining the approved modification that you had negotiated and obtained for me from my lender, Chase. I had tried many time before on my own, fulfilling all the requirements, paperwork requests, repetitive document requests, and only after an extended period of time and being told that everything was okay and my application for modification was in the underwriting department of the modification process, I received a letter from Chase telling me that I did not qualify for a modification of my mortgage and foreclosure proceeding began.

More letters and phone calls explaining that I was wrong in my understanding of the rules, regulations and qualifications of receiving a modification of my mortgage. I borrowed money from relatives and friends in order to remove my mortgage out of default. I continued to sell off a lifetime of acquired personal items that were very dear to me in order to keep/make my current mortgage payments on my home. Yes, my home! The house that I built to live in, to live out my dreams, the hope of living out the rest of my life in what was now home! There seemed to be no help, no direction and no hope. Daniel, you and I had spoken over 6 months before all this came crumbling down. I confess I had my reservations, doubts and just plain old fear at my age, feeling that I just could not gamble or make any mistakes with the way the whole economy/society was and is changing daily.

I knew to be certain was I could no longer afford my home or make the current payments or obligations, period. Stress and health issues were becoming more transparent in my daily life. I took the leap of faith with nothing left to lose except my home and that had become inevitable with my financial situation. We entered into our relationship. I supplied all the documents requested by Legal Advisor Group, as per our agreement. We communicated with Lorraine, and Suzie they were my direct contacts while dealing with Chase.

I have no words that can adequately express my feelings, my emotions (the gratitude, the thank you, the appreciation, etc.) to you and Legal Advisor Group. I am very happy this day and I write this letter after pinching and convincing myself this is a reality. So, thank you. Please, someday, in the future should you be near where we live, you are welcome at our home to see and live the dream of having our home because of you.

God Bless you…..


Legal Advisor Group ROCKS!

Stephanie of Lakewood Ca.

I have been trying to get a loan modification on my own with Wells Fargo for over 3yrs, and I felt as though I was swimming through muck. When I first got my house, I had an FHA loan but a few years later, I unfortunately refinanced with World Savings pick a payment home loan. Shortly thereafter, I was divorced, had hysterectomy to prevent growth of cancer, and then was laid off from work due to the economy. I took charge and started home based business. However, I had to constantly send back and forth paperwork (paperwork was not received or not current). I have to tell you that over the three-year period, I had about 4-5 different Wells Fargo representatives who were my contact person. I sought help through the Make Home Affordable program online, NACA, and even wrote to the White House. Nothing seemed to help and no one seemed like they could help me. I was frightened, irritated and discouraged. And there are many scams that I received in the mail and was browsing on the internet.

I was almost about to give up and just let my house go, when Daniel at Legal Advisor Group contacted me through my mother’s email. I was skeptical at first and did not call right away. I thought that through talking pleasantly with Wells Fargo, sending in all the correct and current documents would get my loan modification. Well it didn’t. It wasn’t until I spoke with Daniel who was so kind to inform me of: 1) Legal Advisor Group methods to let me know if I qualify for loan modification (which I did); and 2) that I would have a negotiator (Suzie) to speak on my behalf to Wells Fargo; and processor, Lorraine, who meticulously gathered all the documents.

I received my trial loan modification in May 2014! Call Legal Advisor Group and speak with Daniel. It was one of the best decisions I have ever made and I could not be happier with the results. I have already paid my first trial payment for July. The other two trial payments are setup for auto withdrawals (per Daniel’s suggestion), and permanent modification should be done in October 2014. Based on my experience, I highly recommend Legal Advisor Group. They worked for me when no one else was able to get it done!


Great People at Legal Advisor Group

George & Lori of Mission Viejo Ca.

It’s a good thing that my wife was able to come across the email from Legal Advisor Group while browsing the computer. She called them without me knowing, and she gave them my name. After some time, I received a phone call. We actually tried something similar in the past, which cost us $5,000, but they just dropped the ball after they got my money, and we never heard from them again. We’re hoping that this doesn’t happen with Legal Advisor Group. It’s a really stressful and scary situation as it is to be living in a house for 20 years and suddenly receiving bankruptcy papers in the mail and knowing that your house is going to be put up for sale.

Everything turned out well with Legal Advisor Group. Daniel, and Lorraine did a really good job. They kept communicating with us and giving us little updates on what was going on. They were able to bring down our mortgage payment from $2,469.30 to $947.45 a month. Even after we’ve already completed all of this work, Daniel would still call to ask how we’re doing and asking about our health. I’m 72 years old and there’s not a whole lot of employment out there available for me because I’m a senior citizen already. It’s hard for someone to look at me and hire me. I am in good health but regardless, if they just look at my age, this guy’s over the hill already.

I have recommended Legal Advisor Group to other people. From what I understand, those people have already started negotiations with their loans, and they’re waiting to be late enough to submit their package. I’m hopeful that they have the same experience as ours because they are really good people to work with. It was a good experience and I am very happy that they were able to assist us with our mortgage.

April 2014

Can’t be Happier!

Dolores of Lakewood Ca.

My servicer is Bank of America. My old payment was $4,391 PITI with 5% fixed rate. My new payment is $2,825.03 PITI with 2% fixed rate. I am very happy from Legal Advisor Group and its team, especially Daniel & Lorraine. If you should have any question or require additional information, please contact me at *** *** ****. I am sure you would be 100% satisfied with the outcome of your loan modification through Legal Advisor Group.

March 2014

Thank You Legal Advisor Group

Sheila Wilmington NC

I don’t know where to begin! All I can say is “Thank You” so much for helping us save our home and keep a roof over our heads. We tried for months to get a loan modification through our servicer Bank of America. It was probably the most frustrating and overwhelming situation I have ever been put into. All I know is we must had sent our paperwork to them over a dozen times. And it never failed there was always something missing. Always something we forgot to do or something that we weren’t even aware that we were supposed to do. Months and months of this back and forth shell game with them. We finally decided to look for some professional help. Ugh then we found out that this was also a difficult process. Speaking to different people giving us all different information. Not to mention them wanting a lump sum of $$$$ upfront before they even contacted our bank. Then one day I received an email from Daniel Shertzer of Legal Advisor Group and gave them a call. At first I had my guard up when I was speaking with Daniel. But he definitely came across different from everyone else we had spoken too. For one, he actually let me speak and explain exactly how and why we were in our current situation. He wasn’t just trying to cram information about himself or his company down our throat. He also didn’t try to promise or guarantee anything too us. I remember when I asked him about a guarantee regarding this process. He stated that if anyone is offering you a guarantee they’re probably lying to you. Daniel stated there are NO guarantees when it comes to the modification process. I just appreciated the fact that he was upfront and honest from the initial call. That goes a long way to a person like myself, especially after what I had been through so far. So after taking my application Daniel called me back and let me know what they could do for us. I was very impressed with how he explained the entire process from start to finish. I also like the fact that I didn’t have to pay any type of upfront fee to get the service started. I cannot describe how nice it was to have someone giving me some guidance and direction during this transition. Lorraine, my processor was great! She was very professional and helped me with my hardship letter and other forms that I needed to complete. It is so much easier when you have someone by your side during this process versus getting transferred to 10 different people that keep telling you the same thing. My modification process took about 2 months from start to finish and we could not be happier! They were able to save us over $700.00 per month, literally almost cutting our mortgage payments in half! All I can say is that if you’re in need of assistance you should definitely give Legal Advisor Group a call.

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